Discover More Instant Approval

[xiownthisplacex]

I have received about 5 or 6 pre-approved letters from Discover in the last 4 weeks, so I finally caved in and applied, instant approval for $5,500!

Is it worth trying to raise my initial credit limit? I've read a lot here that Discover will not budge until 6 months are up :/

[youngandcreditwrthy]

You can ask 'em, buy per my recent approval.. They said no clis til six months :-x.

Wow! Congrats!!!!

What is your FICO?!?

I got approved with a $4k limit and a 688 Eq fico. Nice initial limit there!!!!!

[afbar1114]

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@xiownthisplacex wrote:

I have received about 5 or 6 pre-approved letters from Discover in the last 4 weeks, so I finally caved in and applied, instant approval for $5,500!

Is it worth trying to raise my initial credit limit? I've read a lot here that Discover will not budge until 6 months are up :/

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congrats i just got approved for $1200 last week. dont even try for a cli til 6 month mark

[Tommy5746]

Congrats! The letters you received were in regards to the More card? Thats strange considering they are trying to sell the crap out of the IT card.. I was under the impression they were trying to have everybody either apply for the IT card or PC to the Motiva or another Discover branded card.

[xiownthisplacex]

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@youngandcreditwrthy wrote:
You can ask 'em, buy per my recent approval.. They said no clis til six months :-x.

Wow! Congrats!!!!

What is your FICO?!?

I got approved with a $4k limit and a 688 Eq fico. Nice initial limit there!!!!!

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Thanks!

My scores are on my sig, but I think they might be a bit lower now, because I just refinanced my car and got a $9,000 CC with my credit union So not sure exactly what they are right now though.

I thought Discover would approve me for more, since I have a 9,500 and a 9,000 limit with Chase and CU..

Tommy5746

Yes, they were all for the More Card lol

[Tommy5746]

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@xiownthisplacex wrote:

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@youngandcreditwrthy wrote:
You can ask 'em, buy per my recent approval.. They said no clis til six months :-x.

Wow! Congrats!!!!

What is your FICO?!?

I got approved with a $4k limit and a 688 Eq fico. Nice initial limit there!!!!!

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Thanks!

My scores are on my sig, but I think they might be a bit lower now, because I just refinanced my car and got a $9,000 CC with my credit union So not sure exactly what they are right now though.

I thought Discover would approve me for more, since I have a 9,500 and a 9,000 limit with Chase and CU..

Tommy5746

Yes, they were all for the More Card lol

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Good for you! I hope it grows well with you

[youngandcreditwrthy]

I think that is a misconception in this board... They don't even advertise the IT card lol... How can they be promoting it without advertising it?!?! Lol pffttttt

Lol sorry, I'm on my phone.. I'll click full site and check your scores.
Lol.. 5500 is amazing!!! But I know I'm not toooo happy with my $4k approval..
Ahh Americans...always wanting more :-P

[youngandcreditwrthy]

wow!! Your scores are hiighhhhh!!!

[Epcot]

Very nice CL, congrats!

[TNTransplant]

Congrats on your card! 

From what I've read on here, Discover is typically conservative on their initial CLs.  There have been a few unexplained outliers, but those are not common.  $5500 is a good starting CL for them.