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To add to the above points, I literally just got an alert from Creditwise a week ago...
Dark Web Alert
Compromised email address >
Dec 8, 2025
So yeah, FICO 8 score and dark web monitoring 😉
@zerofire wrote:
@DoppelgangerD wrote:
@zerofire wrote:
@gdale6 wrote:They best not, i wont own a cap 1 card, ill blow off a 15 yr old card..
Easy there. It never hurts to have a single login and dashboard. Although they are canceling their Discover dark web protection to do it. And losing ebills. Capital One giveth, Capital One taketh away. They could have been nicer.
So many losing their **bleep** over losing that feature, but doesn't Creditwise offer the same thing too?
I think when CreditWise changed from Vantage Scores to TU Fico scores, it basically just adopted the same service that Discover offered.
Creditwise is just credit scores. It also is just a number Capital One is making out of thin air, not even Vantage scores. Discover Dark Web Protection is where Discover checks if your records have leaked on the dark web and files claims at brokers to remove your data from their database. Nowhere near the same thing and much more valuable. I now have to think if I have to pay a company to do the protection or not as Discover will be stopping it next month.
Creditwise gives me my TransUnion FICO 8 score because that's what Discover has.
@DoppelgangerD wrote:To add to the above points, I literally just got an alert from Creditwise a week ago...
Dark Web Alert
Compromised email address >
Dec 8, 2025
So yeah, FICO 8 score and dark web monitoring 😉
Discover literally keeps yelling at me that my wattpad account was compromised five years ago.
Then trying to sell me identity theft insurance for $15 a month. Eww.