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Discover bomb: CLD after 4x CLI in 2 months.

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taxi818
Super Contributor

Re: Discover bomb: CLD after 4x CLI in 2 months.

It always says request under review. It only says decline when you get letter. It's not every 7 days. But 17. Try again in 10 days.
Message 91 of 99
EW800
Valued Contributor

Re: Discover bomb: CLD after 4x CLI in 2 months.

RedMini: I got that a couple of weeks ago as well when I tried for an increase too soon. A day or two later I got a message just saying that I didn't have enough history at the current CL. A few days later I hit the button again and was approved. Hopefully you just got that because you did it within seven days of the previous increase.
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 92 of 99
Anonymous
Not applicable

Re: Discover bomb: CLD after 4x CLI in 2 months.

16 days is the key

Message 93 of 99
Anonymous
Not applicable

Re: Discover bomb: CLD after 4x CLI in 2 months.

After seeing others so getting CLI with Discover Luv button, I Digby that we are all getting CLD now.
Message 94 of 99
Anonymous
Not applicable

Re: Discover bomb: CLD after 4x CLI in 2 months.

But but but... I got my second increase exactly 7 days after the first one, and normally when I got declined I get a message something about I will receive a letter in 7-10 days thing, but this time it said under review and I'll know the result in 2 days or something like that.

Message 95 of 99
Anonymous
Not applicable

Re: Discover bomb: CLD after 4x CLI in 2 months.

I *doubt* we will get CLD. Dang autocorrect on the phone!
Message 96 of 99
Anonymous
Not applicable

Re: Discover bomb: CLD after 4x CLI in 2 months.


@Vulcan1600 wrote:
I *doubt* we will get CLD. Dang autocorrect on the phone!

Digby.

 


@Vulcan1600 wrote:
After seeing others so getting CLI with Discover Luv button, I Digby that we are all getting CLD now.

 

Message 97 of 99
Anonymous
Not applicable

Re: Discover bomb: CLD after 4x CLI in 2 months.


@Anonymous wrote:

But but but... I got my second increase exactly 7 days after the first one, and normally when I got declined I get a message something about I will receive a letter in 7-10 days thing, but this time it said under review and I'll know the result in 2 days or something like that.


I have seen both, with the review I just received a SM on my account with the same decline reason as the 7-10 day letter, not enough time with current line.

Message 98 of 99
Ghoshida
Valued Contributor

Re: Discover bomb: CLD after 4x CLI in 2 months.


@Anonymous wrote:

But but but... I got my second increase exactly 7 days after the first one, and normally when I got declined I get a message something about I will receive a letter in 7-10 days thing, but this time it said under review and I'll know the result in 2 days or something like that.


That message for me meant a denial with an SP.

 

In two days the message will be gone and you'll see the CLI page appear again; in my case this happened without any change in my CLs. 

 

 

Message 99 of 99
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