cancel
Showing results for 
Search instead for 
Did you mean: 

Discover cards Checking account offer.

tag
nursepower
Established Contributor

Discover cards Checking account offer.

Has anyone else seen this? Apparently you open it with $25, get a free debit card, free checks, only 1 overdraft fee is charged if you overdraft, and no minimum to stay fee free. Looks tempting. 

 

Just looked and don't see the same offer on hubby's card. Weird.

BK DC 10/18/18
UTD as of 10/8/25 | Cap1 Venture X $40K | Cap1 Venture One $10K | Cap1 Savor $7450 | Cap1 Quicksilver $3400 | Cap1 Kohls $3K | Chase Sapphire Preferred $6K | Skypoint FCU $5K | Apple $6500 | American Express Gold $No set limit
Last app 10/6/25
Message 1 of 11
10 REPLIES 10
B335is
Moderator Emeritus

Re: Discover cards Checking account offer.

I actually got a card in snail mail for $50.  I have so many checking accounts already that it really takes more than $100 to seriously consider it though.  The Discover offer did amuse me a little as I've had a savings acct with them for a few years after my 1st denial for credit card.  They always told me it had absolutely no impact on their decision to extend credit or not.  Maybe it's a different department that targeted me for the $50 offer, but I filed it in the shredder.

Message 2 of 11
dave024
New Contributor

Re: Discover cards Checking account offer.

I got it last month and so far so good. Getting a fifty dollar bonus for keeping the account open until June. I don't plan to use it much yet, but for now I am using the debit card for small purchases where the $.10 back is better than my other rewards  

Message 3 of 11
linux007969
Established Contributor

Re: Discover cards Checking account offer.

I have the Cashback checking account, they sent me an email offering the $50. It's awesome. I transfer my money from pnc into this account any pay my credit cards through the online bill pay, which will net me 10 cents per online bill pay and per check i write. I was so surprised when they sent me 250 checks for free, pnc doesn't send me checks for free, let alone that much either.  I also have a savings account with Discover.

 

Me and Discover are real tight best buddies! Smiley Very Happy


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 4 of 11
nursepower
Established Contributor

Re: Discover cards Checking account offer.

Where do I find the $50 offer?

BK DC 10/18/18
UTD as of 10/8/25 | Cap1 Venture X $40K | Cap1 Venture One $10K | Cap1 Savor $7450 | Cap1 Quicksilver $3400 | Cap1 Kohls $3K | Chase Sapphire Preferred $6K | Skypoint FCU $5K | Apple $6500 | American Express Gold $No set limit
Last app 10/6/25
Message 5 of 11
Anonymous
Not applicable

Re: Discover cards Checking account offer.

I saw the option on my account the other day and it actually seemed pretty interesting. After doing a google search though I discovered others were offered $50 for signing up for it. I’m just going to wait until I receive this targeted offer, but once I do I’m looking forward to signing up! 

Message 6 of 11
linux007969
Established Contributor

Re: Discover cards Checking account offer.


@nursepower wrote:

Where do I find the $50 offer?


They randomly sent me an email offering $50 to open an account, I thought it was some sort of phishing scam at first cuz it had a different number to call than their banking center phone number and when i called the number listed in the email it went to busy with no automated system, so I called the regular banking center phone number to confirm the email was legit before i clicked on it.


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 7 of 11
gh17
Frequent Contributor

Re: Discover cards Checking account offer.

where do you guys bank that makes you pay for checks..?  i have so many checks it's ridiculous, and i've certainly never paid for them.  i used to use them for rent, but now i pay that online, so i use maybe one or two a year.

BofA Cash Rewards 25,000 (2009) | Citi Double Cash 25,000 (2011) | Cap1 Quicksilver 10,000 (2013) | Discover It 31,000 (2014) | Chase Freedom 9000 (2014) | Barclaycard Rewards 25,000 (2014)

FICO: 840 Discover/Barclays/BofA TU, 869 Citi Equifax
Message 8 of 11
linux007969
Established Contributor

Re: Discover cards Checking account offer.


@gh17 wrote:

where do you guys bank that makes you pay for checks..?  i have so many checks it's ridiculous, and i've certainly never paid for them.  i used to use them for rent, but now i pay that online, so i use maybe one or two a year.


PNC

 

1st order $28.54 for 120 checks

2nd order (automatic reorder) $17.99 for 120 checks

 

I have no idea why the second order was less.

 

With Discover being free and being paid 10 cents each to write checks off the account, my pnc checks will sit for a long while now as it may take me a few years to go through 250 checks. Smiley Surprised


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 9 of 11
14Fiesta
Established Contributor

Re: Discover cards Checking account offer.


@nursepower wrote:

Has anyone else seen this? Apparently you open it with $25, get a free debit card, free checks, only 1 overdraft fee is charged if you overdraft, and no minimum to stay fee free. Looks tempting. 

 

Just looked and don't see the same offer on hubby's card. Weird.


To OP and other person who asked where to find the $50 offer - 

 

The Cashback checking from Discover is currently in "Beta" so to speak, and is closed to the public. You can only open one by invitation only.






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.