Discover deal

[juniornj23]

I have a discover card 5500 and I was checking on deal section where say 10% back on Samsung online. Here is my question since I got DCB from discover the TV cost 5k and you get free bass and sound bar.
5k - 10%x2 so is this TV cost me 1000 dollars less plus 800 value on the bass and sound bar.

[JagerBombs89]

You wouldn't by chance be getting the JS9500 are you? 

Also, I wasn't sure what your question was but just be mindful that with tax, you will probably be capping out your limit with that one purchase.  If that reports at 90% plus on utilization, you are going to take a hit.

[-Cain-]

You'd pay $5k + tax/shipping now, then would get 10% cashback next statement, then another 10% next year is the way I see it. Anybody else see it different?

[Anonymous]

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@-Cain- wrote:

You'd pay $5k + tax/shipping now, then would get 10% cashback next statement, then another 10% next year is the way I see it. Anybody else see it different?

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You get the 10% back within 30-60 days it claims, and then would get another 10% on his 13th statement since he activated the double cash back offer.

[-Cain-]

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@Anonymous wrote:

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@-Cain- wrote:

You'd pay $5k + tax/shipping now, then would get 10% cashback next statement, then another 10% next year is the way I see it. Anybody else see it different?

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You get the 10% back within 30-60 days it claims, and then would get another 10% on his 13th statement since he activated the double cash back offer.

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If you want to get all technical about it, lol. Just kidding. Yes that sounds about right.

[juniornj23]

The hit is not a problem since I going to PIF next day

[Anonymous]

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@juniornj23 wrote:
The hit is not a problem since I going to PIF next day

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And THAT's why I paid off my Discover a couple days ago.  

I want to be able to take advantage of something like this if it comes along. I had some 0% on it so I was trying not to use it for purchases. We used DH for restaurants once the DC kicked in. But I want to be able to use my card for HD or Lowe's stuff this quarter. And I JUST realized it's Dept stores too! I had missed that. I RARELY shop at dept stores, but I will likely do a little back to school shopping and if it involves Macy's I will feel better knowing I can walk in rather than trying to work an online deal. 

[Anonymous]

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@Anonymous wrote:

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@juniornj23 wrote:
The hit is not a problem since I going to PIF next day

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And THAT's why I paid off my Discover a couple days ago.  

I want to be able to take advantage of something like this if it comes along. I had some 0% on it so I was trying not to use it for purchases. We used DH for restaurants once the DC kicked in. But I want to be able to use my card for HD or Lowe's stuff this quarter. And I JUST realized it's Dept stores too! I had missed that. I RARELY shop at dept stores, but I will likely do a little back to school shopping and if it involves Macy's I will feel better knowing I can walk in rather than trying to work an online deal. 

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but isn't it more cash back for you, if you use discover deal and purchase from macys.com? so you get 5% cash back for dept store deal and 10% back from discover deal.

[Bman70]

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@JagerBombs89 wrote:

You wouldn't by chance be getting the JS9500 are you? 

Also, I wasn't sure what your question was but just be mindful that with tax, you will probably be capping out your limit with that one purchase.  If that reports at 90% plus on utilization, you are going to take a hit.

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Won't affect his cap since that's a Discover Deal. He'll still have his $1500 per quarter 5%.

Edit: oops you meant CL. Making some nice cash back there tthough! And still not touching your category spend, way to go.