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@MMB85 wrote:
@celluloid17 wrote:Do they update your Fico only after you use the card? My statement closing date is on the 18th. The date of their last Fico pull for me was January 12. My statement closes today and I haven't used the card this past month, will I still get the most current Fico number or do I have to use the card first?
Correct, they only cut a statement and update your score if you use the card in the period. No use means no statement, no score.
Good to know, thank you so much! I'll have to use it today.
Think I'll put my Netflix subscription on the Discover card...
@MMB85 wrote:My statement doesn't get cut until tomorrow. The previous two months I had to wait until the statement was cut and available for download in order to see my FICO. Just now I went into my account, went into the statement section and there is a direct link to your FICO score. Is that new? I thought this whole time the only way to see it was on your statement. Anywas, my FICO dated 2/13/14 went up 14 points and is now 761
Congrats on your FICO increase.