Discover it 2021 5% Cashback Categories Revealed!

[Anonymous]

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@Remedios wrote:

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@Anonymous wrote:

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@Remedios wrote:

Discover categories are as exciting and adventurous as my life...minor changes every decade or so. 

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With appropriate MyFico magnification, your life could also be exciting and adventurous!  If you max out each discover category after the first year you are seeing an extra $180 a year over using a 2% card, just under 50c a day (IF you max it out every quarter).   So please vlog/status update/instragram whatever "Saved 79c on a can of beans [or whatever] today!!!!!!" and you will be ahead of the game.

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I have standards.

$1.00 minimum for bragging rights and signature.

$3.00 minimum to preach about savings.

$5.00 Baller achievement unlocked!

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I was expecting to be told either "I would NEVER buy a can of beans!" (with emphasis on either "can", "beans" or both) or "I would never buy a can of beans that cost more than 50c anyway, so couldn't save 79c.  I don't go to WholeFoods like you"

But I am doomed to disappointment.  Again.

[UpperNwGuy]

Discover It really does have better rotating categories than any of the other rotating category cards.

[Anonymous]

I'm new to Discover 5% categories. When they say PayPal, they mean anytime I pay via PayPal selecting my discover card? 

[Anonymous]

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@Anonymous wrote:

I'm new to Discover 5% categories. When they say PayPal, they mean anytime I pay via PayPal selecting my discover card? 

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Yeah. As long as the transactions start with "PP*" or "PAYPAL*" when they post on your Discover it statement, you'll get the 5%. And when you pay via PayPal selecting the card, that is exactly how the transactions post

[gdale6]

No vision exists at Disco anymore, same ole stuff year in and year out.

[Ragdollkitty]

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@Anonymous wrote:

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@Anonymous wrote:

I'm new to Discover 5% categories. When they say PayPal, they mean anytime I pay via PayPal selecting my discover card? 

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Yeah. As long as the transactions start with "PP*" or "PAYPAL*" when they post on your Discover it statement, you'll get the 5%. And when you pay via PayPal selecting the card, that is exactly how the transactions post

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Also paypal key with Discover (or Chase card when it's a freedom/flex category) codes as well.  It works for most transactions that take credit cards online or phone in.

[vic6string]

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@Anonymous wrote:

I'm new to Discover 5% categories. When they say PayPal, they mean anytime I pay via PayPal selecting my discover card? 

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Paypal is the easiest quarter to maximize. Go to Paypal and get a Paypal Key (basically they give you a pseudo-card that works like a Mastercard but pulls from whatever you have setup as your payment method in Paypal). Anything you can pay online with a Mastercard can be paid with the Paypal Key and as long as you have Discover setup in the background, it counts for the 5%. 

I agree, Discover has the best 5% categories, and in my opinion is the most under-rated card out there. 

[Remedios]

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@Anonymous wrote:

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@Remedios wrote:

---

@Anonymous wrote:

---

@Remedios wrote:

Discover categories are as exciting and adventurous as my life...minor changes every decade or so. 

---

With appropriate MyFico magnification, your life could also be exciting and adventurous!  If you max out each discover category after the first year you are seeing an extra $180 a year over using a 2% card, just under 50c a day (IF you max it out every quarter).   So please vlog/status update/instragram whatever "Saved 79c on a can of beans [or whatever] today!!!!!!" and you will be ahead of the game.

---

I have standards.

$1.00 minimum for bragging rights and signature.

$3.00 minimum to preach about savings.

$5.00 Baller achievement unlocked!

---

I was expecting to be told either "I would NEVER buy a can of beans!" (with emphasis on either "can", "beans" or both) or "I would never buy a can of beans that cost more than 50c anyway, so couldn't save 79c.  I don't go to WholeFoods like you"

But I am doomed to disappointment.  Again.

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I don't eat beans, but if they are on sale, I'll buy them. Lose $1.09 while saving 21c.

Because free money! 

[Ragdollkitty]

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@vic6string wrote:

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@Anonymous wrote:

I'm new to Discover 5% categories. When they say PayPal, they mean anytime I pay via PayPal selecting my discover card? 

---

Paypal is the easiest quarter to maximize. Go to Paypal and get a Paypal Key (basically they give you a pseudo-card that works like a Mastercard but pulls from whatever you have setup as your payment method in Paypal). Anything you can pay online with a Mastercard can be paid with the Paypal Key and as long as you have Discover setup in the background, it counts for the 5%. 

I agree, Discover has the best 5% categories, and in my opinion is the most under-rated card out there. 

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I have found that paypal key won't work will Billmatrix for paying health insurance premiums.  Prepaid gift cards work but paypal key doesn't .

[Anonymous]

Thanks! I wish Chase would release their list early.