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Discover not reporting limit?

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Anonymous
Not applicable

Discover not reporting limit?

My new Discover and AmEx cards finally show up on my report, but neither of them report limits. I know the AmEx doesn't since it's a Green, but why not the Discover? I have a $4,050 limit that I basically NEED to have showing if I want to get a car soon. Will this change over time, or does Discover not report for some weird reason?

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Discover not reporting limit?

Nobody has any clue? Strange for this place. Smiley Indifferent

Message 2 of 7
score_building
Senior Contributor

Re: Discover not reporting limit?

Discover typically reports on all three, my More card does.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 3 of 7
Anonymous
Not applicable

Re: Discover not reporting limit?

I don't know if this would make a difference or not, but it's possible, I guess...have you used that card yet?  Maybe the full account info will show after the card is used and there's more to report.

 

Just a guess.

 

I've had no issues with Discover's reporting, aside from several instances in the past when updates were done unexpectedly in mid-cycle.  But that has not happened since I changed my due dates for this card at the suggestion of a member here.

Message 4 of 7
score_building
Senior Contributor

Re: Discover not reporting limit?

 


@Anonymous wrote:

I don't know if this would make a difference or not, but it's possible, I guess...have you used that card yet?  Maybe the full account info will show after the card is used and there's more to report.

 

Just a guess.

 

I've had no issues with Discover's reporting, aside from several instances in the past when updates were done unexpectedly in mid-cycle.  But that has not happened since I changed my due dates for this card at the suggestion of a member here.


changing dues dates can prevent mid-cycle updates?

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 5 of 7
Anonymous
Not applicable

Re: Discover not reporting limit?

 


score_building wrote:   changing dues dates can prevent mid-cycle updates?

 

I don't really know! 

 

What happened was I had a few unexpected updates.  A couple of them were apparently because of CLIs I had requested, so those were explainable.  But I also got some updates (with the balances reporting as of the time of those updates) during the cycle without any apparent reason.  

 

I believe it was forum member creditwherecreditisdue that suggested there may be a glitch in the programming for my account, and that perhaps changing the due dates would help to reset that glitch.  I figured, "Why not?" and went ahead and did that.

 

So, I don't know if that was the problem, or if changing the dates was the solution.  All I know is that it has not happened since then, and I'm happy about that!

 

Wish I knew for a fact, but that's my story, score_building!

 

 

Message 6 of 7
Anonymous
Not applicable

Re: Discover not reporting limit?

Used it extensively. Maybe it'll change in a month or two. I'll keep an eye on it.

Message 7 of 7
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