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Discover "Pre-Approved Offer" appeared for the first time...

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LS2982
Mega Contributor

Re: Discover "Pre-Approved Offer" appeared for the first time...

I'd go for it now OP!!!




EQ FICO 548 3/3/16
Message 11 of 25
kevinjjc
Valued Contributor

Re: Discover "Pre-Approved Offer" appeared for the first time...

OP, no pressure! Smiley WinkSmiley LOL Good luck with whatever you decide to do! Smiley Happy

Message 12 of 25
aot2009
Regular Contributor

Re: Discover "Pre-Approved Offer" appeared for the first time...

I just got a preapproved offer today as well and called the number I got approved for $3500 dollars.

 

TU 727

EQ 683

EX unknown but prob 680+ range.

 

 

Message 13 of 25
spengbab
Regular Contributor

Re: Discover "Pre-Approved Offer" appeared for the first time...

I got one when my score was 641 and they approved me for $2000. Just got a $500 cli at the 3 month mark. DO IT!
Barclaycard Apple Financing (2100), Discover More (2500), US Bank Visa Platinum (2000), CFNA (2200), Chase Freedom (500), Capital One (1500), HSBC Platinum Master Card (750), Nebraska Furniture Mart (1000)
Message 14 of 25
injustifiiable
Valued Contributor

Re: Discover "Pre-Approved Offer" appeared for the first time...

soooooo...did ya do it??????

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 15 of 25
Anonymous
Not applicable

Re: Discover "Pre-Approved Offer" appeared for the first time...

That is very cool!  I was told I had to wait 6 full months to request an increase.  I love my Discover Escape card! 

Message 16 of 25
mikka1
Frequent Contributor

Re: Discover "Pre-Approved Offer" appeared for the first time...

Well, I tried to apply on Discover website today, but got a strange result (maybe it's normal with Discover, don't know).

After I filled in all data required I got a screen saying: "You are approved. Create your account online" with some other information requested (like choosing Cash PIN, setting up an account number for Online payments etc.). I completed this step and got the screen:

 

Congratulations! Your registration is complete and you're approved.

Your account was requested on 05/30/2012,0X:XX AM EDT.

Welcome to Discover!
You have been approved. You'll receive your new card in the mail withing 7-10 days at the address provided on your application.

We'll get busy preparing your account and setting all your preferences, and will be ready within 4-5 business days. Once it has been setup, you can make changes at any time by accessing the My Profile page at Discover.com. You will receive an e-mail message when the Account Center registration is complete. 

 

 

At the same time when I check my application status using my social and zip code, I get a message:

 

Discover® Card
Date Submitted: 5/30/2012

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application.

 

I can't log in using the name I've just created too. I haven't seen suggested CL too.

So... does it look like an approval? Or something gone wrong and I should start to worry? :-)

In my wallet now: Amex PRG NPSL, Amex BCE $15k $17k (thanks to recent CLI), Chase Freedom 11k, CSP $6k, Chase United ME $5k, Citi Dividend $5.6k, Discover It $4.5k and a handful of other cards...
TU Dec 2013 - 752Sep 2013 - 764 - new all time maximum

Obsolete data aboveCurrent TU - probably around ~810, only using a few Chase & BofA cards now, not applying for much until we buy a house
Message 17 of 25
john398
Senior Contributor

Re: Discover "Pre-Approved Offer" appeared for the first time...

Yes sounds like approval, check later on today or tomorrow and should show your CL

Message 18 of 25
kevinjjc
Valued Contributor

Re: Discover "Pre-Approved Offer" appeared for the first time...

@mikka1

 

How did it go?

Message 19 of 25
Anonymous
Not applicable

Re: Discover "Pre-Approved Offer" appeared for the first time...

Sounds like a Yes to me! Congrats!

Message 20 of 25
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