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Discover reported early

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ojefferyo
Valued Contributor

Discover reported early

As the title says, my Discover IT reported almost a week early for me, usually on the 2nd of every month but it reported on the 25th of this month instead. Got an alert from EQ and MyFico. Reported a balance of $12688 of a $25700 limit, unfortunately I paid it off on the 26th thinking i still had time before it reported. That sits right at 49%. No score change on EQ the other two have not updated yet. Anyone else's reported early?

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
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4 REPLIES 4
CreditCuriosity
Moderator Emeritus

Re: Discover reported early

Hate when creditors throw a curve ball like this.. Have had it happen on other account off cycle reporting although rare

Message 2 of 5
ojefferyo
Valued Contributor

Re: Discover reported early

Tell me about it, I'm glad my EQ score didn't change lol

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 3 of 5
ojefferyo
Valued Contributor

Re: Discover reported early

UPDATE: TU took a 4 point hit, alot less than I had expected

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 4 of 5
barthooper
Frequent Contributor

Re: Discover reported early

I figured this was about a new Discover reporting early, which is what happened to me. Approved earlier this month, appeared on reports a couple of days ago even though no statement yet. I thought if it hadn't reported within a few days of opening the card, like Barclays and possibly others do, that it wouldn't show till after my first statement. I was surprised.

Quicksilver - 16k | Discover It - 34k | Citi DC - $21k | Chase Amazon - 8k | Chase Reserve - 19.5k | Chase Preferred - 5k | EX FICO (Discover CSC) 788
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