Discover tempting me?

taxi818 · ‎08-26-2015

hello all. A little background. I got my discover card a little over a year ago with 14 months 0% apr. Since. I used it a lot. My 0% expires in October. But I have a 0% bt rate in effect until next July. 2016.

Now discover has another offer. With my high 22.99 standard rate. They are offering another 18 months at 4.99 Apr. And 0 bt fee. My limit is 7500. Currently at 40% if I comsolidate. And say go to 60% usage. Will this kill my score? Any help or advice needed.

Anonymous · ‎08-26-2015

@taxi818 wrote:
hello all. A little background. I got my discover card a little over a year ago with 14 months 0% apr. Since. I used it a lot. My 0% expires in October. But I have a 0% bt rate in effect until next July. 2016.
Now discover has another offer. With my high 22.99 standard rate. They are offering another 18 months at 4.99 Apr. And 0 bt fee. My limit is 7500. Currently at 40% if I comsolidate. And say go to 60% usage. Will this kill my score? Any help or advice needed.

You need to charge your iPad. This is a pretty good offer, It seems like it is here to stay, too. It's been in my offers for a few months.

taxi818 · ‎08-26-2015

hehehe. Ok it's on the charger. But what happens to my current 0% bt s.? I guess the rate is good

Anonymous · ‎08-26-2015

@taxi818 wrote:
hehehe. Ok it's on the charger. But what happens to my current 0% bt s.? I guess the rate is good

It remains until they offer a new one.

Anonymous · ‎08-26-2015

I have the same offer, except the rate is 15.99% after the promo. I've been running a balance on my QS since it's in 0% until November. I may transfer that over to Discover. Or maybe I'll use one of the checks Barclays sends me two or three times a month.

taxi818 · ‎08-26-2015

@Anonymous wrote:
I have the same offer, except the rate is 15.99% after the promo. I've been running a balance on my QS since it's in 0% until November. I may transfer that over to Discover. Or maybe I'll use one of the checks Barclays sends me two or three times a month.

I'm sure I can get that lowered. I'm thinking same thing. Have 900 balance on quicksilver. Maybe will,pay that off since they luv interest.