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Discovered Lowered APR 26.24% -- 21.49%

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GZG
Senior Contributor

Discovered Lowered APR 26.24% -- 21.49%

Asked discover to lower my APR, was told they had options for me and transferred me to somebody else. 

 

The second person asked if I wanted a promotional APR or if I wanted my base APR lowered, I said I wanted the latter.

 

the CLIs might have dried up for me from discover, so it was nice to get something out of discover.

 

Starting FICO 8:
Current FICO 8:



Message 1 of 7
6 REPLIES 6
keekers
Valued Contributor

Re: Discovered Lowered APR 26.24% -- 21.49%

Congrats.
Message 2 of 7
MissLiz
Established Contributor

Re: Discovered Lowered APR 26.24% -- 21.49%

That's a win! Congratulations!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 3 of 7
Gregory1776
Valued Contributor

Re: Discovered Lowered APR 26.24% -- 21.49%

That's awesome! I'd have to lower my utilization to get something like that.... maybe in a year..



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
Message 4 of 7
AverageJoesCredit
Legendary Contributor

Re: Discovered Lowered APR 26.24% -- 21.49%


@GZG wrote:

Asked discover to lower my APR, was told they had options for me and transferred me to somebody else. 

 

The second person asked if I wanted a promotional APR or if I wanted my base APR lowered, I said I wanted the latter.

 

the CLIs might have dried up for me from discover, so it was nice to get something out of discover.

 


Any lower APR in today's  craziness  is a good thing. I also love their 12 month 0% offers. Hard to get those freelySmiley Wink

Message 5 of 7
on
Established Member

Re: Discovered Lowered APR 26.24% -- 21.49%

Thanks! I also checked with chat and they quoted "Prime + x.xx%" which pushed me from over 23% to under 19%!

Message 6 of 7
SouthJamaica
Mega Contributor

Re: Discovered Lowered APR 26.24% -- 21.49%

Congratulations on the APR reduction. That's great.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 7 of 7
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