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Asked discover to lower my APR, was told they had options for me and transferred me to somebody else.
The second person asked if I wanted a promotional APR or if I wanted my base APR lowered, I said I wanted the latter.
the CLIs might have dried up for me from discover, so it was nice to get something out of discover.

















































That's a win! Congratulations!
That's awesome! I'd have to lower my utilization to get something like that.... maybe in a year..









@GZG wrote:Asked discover to lower my APR, was told they had options for me and transferred me to somebody else.
The second person asked if I wanted a promotional APR or if I wanted my base APR lowered, I said I wanted the latter.
the CLIs might have dried up for me from discover, so it was nice to get something out of discover.
Any lower APR in today's craziness is a good thing. I also love their 12 month 0% offers. Hard to get those freely![]()
Thanks! I also checked with chat and they quoted "Prime + x.xx%" which pushed me from over 23% to under 19%!
Congratulations on the APR reduction. That's great.




























