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Do card issuers ever respond to a LETTER written for a reconsideration?

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woozy
Contributor

Do card issuers ever respond to a LETTER written for a reconsideration?

I'm in rebuilding mode, I'm trying to get 3 cards. My scores are ~739. The good scores are from old tradelines, there is nothing recent at all.

 

I got the HSBC, approved for $2000.

 

I got overconfident and app'ed for a Nordstrom, which someone suggested.

 

DEEE-NIED. I called and got a regular CSR who told me no, that I was denied because of no recent credit history. Does writing a letter do any good? Calling and asking for a supervisor? I don't care about that particular card, I'm just PO'ed about the hard pull that it cost.

 

 

 

 

 

 

Message 1 of 4
3 REPLIES 3
Creditaddict
Legendary Contributor

Re: Do card issuers ever respond to a LETTER written for a reconsideration?

I think Nordstrom likes to see some trade lines first.

you can try supervisor but otherwise not sure a letter would get you any further 

Message 2 of 4
woozy
Contributor

Re: Do card issuers ever respond to a LETTER written for a reconsideration?


@Creditaddict wrote:

I think Nordstrom likes to see some trade lines first.

 


Yep, that's exactly what she told me. She said they don't care about score.

 

I'm learning.Smiley Happy

Message 3 of 4
Anonymous
Not applicable

Re: Do card issuers ever respond to a LETTER written for a reconsideration?

I was denied for a nRewards from NFCU online, so I wrote a sob story letter and attached 6 months worth of pay statements and sent to their credit department.  They approved a $2500 card in a week.

 

 

Message 4 of 4
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