Do you use cards specifically to get a CLI?

[UncleB]

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@masscredit wrote:

That would be taking them in the opposite direction. I give them use so they will grow. I only have one card that doesn't grow. That's my Merrick. It was a rebuilder but I keep it around. It's usually hidden in my car incase I leave the house without my wallet. I started doing that after it happened to me last year.

The things that I've mentioned helped me to reach my credit goals. I keep a list of all of my cards, the date that they were opened, credit limits and then each increase after that. I also note the date to try for my next increase.  

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I always thought I was the only one who did that... I'm not alone after all! 

[Anonymous]

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@Anonymous wrote:

Wouldn't it make more sense to just close the cards that aren't important to you? Less hassle that way. 

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A lot of rebuilders are very reluctant to let go of anything that's reporting good history.

[Anonymous]

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@UncleB wrote:

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@masscredit wrote:

That would be taking them in the opposite direction. I give them use so they will grow. I only have one card that doesn't grow. That's my Merrick. It was a rebuilder but I keep it around. It's usually hidden in my car incase I leave the house without my wallet. I started doing that after it happened to me last year.

The things that I've mentioned helped me to reach my credit goals. I keep a list of all of my cards, the date that they were opened, credit limits and then each increase after that. I also note the date to try for my next increase.  

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I always thought I was the only one who did that... I'm not alone after all! 

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BCE and Arrival are my "lost wallet" backups.