Does AMEX have a 4 card limit?

[FICOEmpire]

I have one AMEX personal credit card and three business cards; no charge cards. Would I be eligible for a fifth total card--a personal card? Thanks.

[coldfusion]

At one point AMEX did go to firm-ish 4 credit card limit but they have rescinded that and reverted back to a 5 card threshold.

Not all cardholders will be approved for a 5th credit card but they will also go past the 5 card threshold for their absolute best and high-spend clients.

[SouthJamaica]

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@FICOEmpire wrote:

I have one AMEX personal credit card and three business cards; no charge cards. Would I be eligible for a fifth total card--a personal card? Thanks.

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They used to have a 5 credit card limit, then lowered it to 4, then raised it back to 5. But these limits are for the ordinary folks. As @coldfusion points out, there are some customers Amex just loves, who it seems can have as many cards as they would like

[gingerflower]

@FICOEmpire 

I have 2 business Cc and 4 personal Cc's total 6

[notmyrealname23]

I'm capped at the moment at AMEX Green + three AMEX  credit cards (Hilton Aspire, Bonvoy Brilliant and Delta Gold). This cramps my style a bit, but just a bit.

[SouthJamaica]

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@notmyrealname23 wrote:

I'm capped at the moment at AMEX Green + three AMEX  credit cards (Hilton Aspire, Bonvoy Brilliant and Delta Gold). This cramps my style a bit, but just a bit.

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The charge card doesn't count against the limit. You can have 5 credit cards + 1 charge card.

[coldfusion]

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@SouthJamaica wrote:

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@notmyrealname23 wrote:

I'm capped at the moment at AMEX Green + three AMEX  credit cards (Hilton Aspire, Bonvoy Brilliant and Delta Gold). This cramps my style a bit, but just a bit.

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The charge card doesn't count against the limit. You can have 5 credit cards + 1 charge card. 10 charge cards.

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Updated.

[PointsBonus]

I believe it will be case by case. I believe they use to have a hard limit, but by personal experience, I have personally went beyond the 4 or 5 or 6.

[SouthJamaica]

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@coldfusion wrote:

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@SouthJamaica wrote:

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@notmyrealname23 wrote:

I'm capped at the moment at AMEX Green + three AMEX  credit cards (Hilton Aspire, Bonvoy Brilliant and Delta Gold). This cramps my style a bit, but just a bit.

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The charge card doesn't count against the limit. You can have 5 credit cards + 1 charge card. 10 charge cards.

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Updated.

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I stand corrected Thanks

[notmyrealname23]

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@SouthJamaica wrote:

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@coldfusion wrote:

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@SouthJamaica wrote:

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@notmyrealname23 wrote:

I'm capped at the moment at AMEX Green + three AMEX  credit cards (Hilton Aspire, Bonvoy Brilliant and Delta Gold). This cramps my style a bit, but just a bit.

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The charge card doesn't count against the limit. You can have 5 credit cards + 1 charge card. 10 charge cards.

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Updated.

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I stand corrected Thanks

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I gotta love it when AMEX specifically tells me "you're at your limit with your three credit cards and a Green", eventually causing me to have to dump a card (I had to swap a Hilton Amex for a Delta Gold), and myFICO tells me I'm experiencing part of a mass hallucination instead of relating a data point that yes, AMEX can consider a Green to be a charge card.

https://www.doctorofcredit.com/reports-american-express-green-consumer-card-is-considered-a-credit-c...

https://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Green-Personal-is-a-credit-card-per-DoC-Reddit/td...

That is my literal data point up there in a myFICO thread, plus a further data point: I was not approved for the Delta Gold until I dropped a credit card. I had to call into Recon after I cancelled the Hilton Amex.

But anyway... apparently (?) my limit might be five not four, if reports from A Certain Very Naughty Site are correct (linked by DoC). Which is nice since I'm probably not done fiddling with AMEX yet. Though I should probably give it a rest for the rest of 2021.