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Does Discover typically pull Equifax?

tag
Broke_Triathlete
Valued Contributor

Re: Does Discover typically pull Equifax?

The pulled EQ and EX for me.

 

ETA: I'm in Florida!

Personal:

Business:


Message 11 of 32
ddemari
Super Contributor

Re: Does Discover typically pull Equifax?

Im in Illinois, applied for discover it several times throughout 2012-2016. Once in 2012 they pulled Tu, then every signle time for the next several yearrs, they pulled EQ. A few times they double pulled EX/EQ. I applied for Discover It miles in January and they single pulled TU. 

 

Discover in my eyes is a big EQ puller. 

Message 12 of 32
Anonymous
Not applicable

Re: Does Discover typically pull Equifax?

I applied for the Discover IT in March and I was approved.

 

They pulled EX for me, and I live in Florida.

 

I did not have any bureaus frozen.

 

Dont know if it makes a differrence or not, but I was getting at least one prequal in the mail per week for a couple months before I made the app, and I think I used the code that was in the letter.

 

hth

 

 

 

Message 13 of 32
Anonymous
Not applicable

Re: Does Discover typically pull Equifax?

I applied 2 wks ago, they pulled EX & EQ.

Message 14 of 32
Anonymous
Not applicable

Re: Does Discover typically pull Equifax?

Double pull of the two E's for me
Message 15 of 32
Anonymous
Not applicable

Re: Does Discover typically pull Equifax?

Got my Discover It last year and they only pulled EQ.  DH got one last week and they only pulled EQ (in Michigan).

Message 16 of 32
Anonymous
Not applicable

Re: Does Discover typically pull Equifax?

Yes, Discover pulls Equifax and sometimes they will pull another bureau as well.  I keep all of mine frozen, but I unfroze my Experian file and I applied for the card.  I got a message after I applied to call Discover and I had them pull Experian.  Instantly approved.  My better half was instantly approved and they pulled Equifax and Experian.  Easy process all-around.  Smiley Happy

Message 17 of 32
iheartwings
Valued Contributor

Re: Does Discover typically pull Equifax?

I got my Discover in 2012 while living in Missouri, and they pulled EQ. 

 

Incidentally, I called them for a HP CLI about a year later, and they pulled EQ then, too.

 

Message 18 of 32
Anonymous
Not applicable

Re: Does Discover typically pull Equifax?

Why did you need to use a HP for a CLI out of curiosity?  Were you attempting a CLI amount that a SP simply wouldn't support?

Message 19 of 32
satasat360
Regular Contributor

Re: Does Discover typically pull Equifax?


@Anonymous wrote:

Yea usually they pull equifax and same that is my worst score , they approve me with 622. the funny is they offer free TU score and for cli pull TU too. 


They use TU scores for AR and based on that they give CLI's and APR reduction

 

To th OP, I'm in CA and they pulled EXP for me


Starting Score: 669
Current Score: 777
Goal Score: 800


Take the myFICO Fitness Challenge
Message 20 of 32
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