Does Penfed Give Auto CLI's...

Andy77 · ‎07-06-2016

Does penfed give auto CLI's, independent of their equifax qtr soft pulls ?

Meaning if my latest qtr pull is not high enough to get an auto CLI, but I make a large change in middle of qtr to my CR that would make my score go high enough to qualify, will I get the auto CLI ? Or no I have to wait until their next qtr update ?

Thank you ?

Anonymous · ‎07-06-2016

Not if your maxed out on their unsecured lines which is 50K hahahahaha. I dont have anything to look forward to, wahhhhhhh.

ojefferyo · ‎07-06-2016

@Andy77 wrote:
Does penfed give auto CLI's, independent of their equifax qtr soft pulls ?

Meaning if my latest qtr pull is not high enough to get an auto CLI, but I make a large change in middle of qtr to my CR that would make my score go high enough to qualify, will I get the auto CLI ? Or no I have to wait until their next qtr update ?

Thank you ?

They won't see any changes to your score in between the SP. So if your score is say 700 today then next month it's 780 and then back down to 700 the following month and they do a SP that month that what they will see, 700.

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RonM21 · ‎07-06-2016

Agree. I would think that is what would happen also. I'm not sure about if they give auto CLI though. I would think they do, but I've only had them a couple of months, so I couldn't say.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎07-06-2016

cameronusmc20011 wrote:

Not if your maxed out on their unsecured lines which is 50K hahahahaha. I dont have anything to look forward to, wahhhhhhh.

That explains it! We have $47.5K in Plat Reward cards, and keep getting offered a $2.5K Plat Cash Rewards. I was wondering why the limit was so low....

Anonymous · ‎07-07-2016

@Anonymous wrote:

@Anonymous wrote:
Not if your maxed out on their unsecured lines which is 50K hahahahaha. I dont have anything to look forward to, wahhhhhhh.

That explains it! We have $47.5K in Plat Reward cards, and keep getting offered a $2.5K Plat Cash Rewards. I was wondering why the limit was so low....

That is why my friend.

takeshi74 · ‎07-07-2016

Doesn't really mean much but the only CLI I've received was from a quarterly offer. You can pull your reports directly from the CRA to see when creditors have SP'd you for review.

@Andy77 wrote:
Meaning if my latest qtr pull is not high enough to get an auto CLI, but I make a large change in middle of qtr to my CR that would make my score go high enough to qualify, will I get the auto CLI ?

It's never just about score.