Not sure if this is relevant to your situation, but I believe if you are looking at applying for a mortgage, then they do look at the balance that reports on your Zync and include it in determining your debt to income ratio and how much you can afford in a house purchase. I asked this same question in the mortgage section of the site and was told that it would be best to have that report at a zero balance, which for me I think will be a challenge since I run everything through it and just pay on my pay days...just wanted to add that...
Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020
Long Term Debt:
Fed Loans - $150k
Navient - $100k
Taking a "if God don't do it, it won't get done..." approach to paying these off.
