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Does anyone have the American Express Centurion Card?

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Anonymous
Not applicable

Does anyone have the American Express Centurion Card?

Is it worth it with such a hefty annunal fee?

What are the perks to it?

Message 1 of 64
63 REPLIES 63
Anonymous
Not applicable

Re: Does anyone have the American Express Centurion Card?

Most of the perks are the same as the platinum. It's really more of a status symbol in my opinion.

Message 2 of 64
Anonymous
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Re: Does anyone have the American Express Centurion Card?


@Anonymous wrote:

Is it worth it with such a hefty annunal fee?

What are the perks to it?


You'd be far better to look at FlyerTalk for this question.  They have a dedicated  thread for the Centurion Card.

Message 3 of 64
Discover2016
Valued Contributor

Re: Does anyone have the American Express Centurion Card?

The Centurion card is also losing its unique distinction of being the only metal Amex.

Gardening until September 2025
Next app: Mortgage in September 2025
FICO 08 Experian 810
Message 4 of 64
Anonymous
Not applicable

Re: Does anyone have the American Express Centurion Card?


@Anonymous wrote:

Is it worth it with such a hefty annunal fee?

What are the perks to it?


I think for its target audience $2500 might not register as a valid subject of 'worth or not'.

 

As a probably poor example, if a certain card charges you a $0.25 AF, will you waste time thinking about is it worth it?

 

Same goes for some of the high level cards available to ppl with large amont of $$ under management like the chase JPMR, you are already paying chase something like $100,000 in fees (not to mention opportunity cost for parking millions of cash) to park your $$ there, do you really care that much about AF on top of those numbers? But chase do waive all AFs of all chase cards for you anyways just in case you do careSmiley Happy 

Message 5 of 64
mkhan1093
Established Contributor

Re: Does anyone have the American Express Centurion Card?

I don't have the card, but in my opinion there are cards which offer a better bang for your buck. The perks are the main attraction of this card, and even then you can probably make do without all of them. It really is just a status symbol which I think isn't worth the money even if your assets are in the millions of 10s of millions.

Message 6 of 64
Anonymous
Not applicable

Re: Does anyone have the American Express Centurion Card?


@mkhan1093 wrote:

I don't have the card, but in my opinion there are cards which offer a better bang for your buck. The perks are the main attraction of this card, and even then you can probably make do without all of them. It really is just a status symbol which I think isn't worth the money even if your assets are in the millions of 10s of millions.


The card isn't meant for people who understand the term bang for buck or even care, which is part of the point.

Message 7 of 64
Anonymous
Not applicable

Re: Does anyone have the American Express Centurion Card?

Irish80 went over to FlyerTalk and read threads on the AX Centurion Card. Sure is a mix of views on the card's value today. Glad I don't have a horse in the race Smiley Happy
Message 8 of 64
redpat
Senior Contributor

Re: Does anyone have the American Express Centurion Card?

I know someone who has one and he has more money than God.  His AF is like twenty-five cents to me and you.

 

That's the point of having this card.  If you can afford everything value doesn't matter.

Personal Cards: Amex Delta Res | CSR | Citi AA Exec | Citi Strata Premier Business Cards: Ink+ | Amex BBP
Message 9 of 64
Anonymous
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Re: Does anyone have the American Express Centurion Card?


@Anonymous wrote:
Irish80 went over to FlyerTalk and read threads on the AX Centurion Card. Sure is a mix of views on the card's value today. Glad I don't have a horse in the race Smiley Happy

There's definitely those that had the card that dislike it now and have either cancelled the card or are considering doing so.  The benefits apparently dont justify the AFs but I'm sure there are those that the AF is a drop in the bucket and like the card for status/convenience or whatever.  There are only a few people on this board that have the card (from past threads) and that is why I suggested the OP visit FlyerTalk.  While this site has a wealth of information, it certainly isn't the source for all info about high end credit cards, travel cards and mileage plans , etc.  There also is a lot of misinformation about the requirements for getting the Centurion card.  A lot of people believe erroneously that if you spend $250K on an existing Amex card, that you will be invited to apply.  Not true and here are people that spend far more than that that are never invited.

Message 10 of 64
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