My mom applied for a CLI for her Chase Freedom. (Current CL: $3600. Requested $1400) She sent a message through her online account. Unfortunaly 4 hours after she summited this requested she got a reply letting her know that her CLI request was declined and she was going to receive a letter in the mail. On the letter they stated her FICO score is 739 (Scale 250-900)
My mom has been rebuilding her credit.... In 2004 She cosigned a house for a friend and this friend couldn't pay the house so this property went to foreclosure procediments but in the end my mom and her friend were able to do a short sale. Two negative accounts appear on her reports and both are scheduled to continue on record until 2014
Has anyone ever gotten this denial letter stating your FICO score in the scale 250-900?
It's a bank enhanced score.
