Does having a checking acct w/Chase improve odds of automatic approval for a CC?

[resilient]

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@wHiTeSoL wrote:

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@Kozmo wrote:
I planned on opening a checking account with chase soon for my wife and I as we got married earlier this year.

However, I also plan to app for CSP this week and wondered if its advantageous for me to open the checking now if it will help improve odds of an automatic approval on the CSP. I'm pretty confident I'll get approved anyways but it doesn't hurt to increase my odds beforehand.

I know it will help in the event I need to recon, but I'm obviously hoping to avoid that.

Thoughts?

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On a side note, there are still offers out there where chase will PAY YOU to open a checking account with them. Make sure you take them up on it. 

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so true! I just saw an ad for $125 for opening a checking account with Chase....$100 minimum deposit and $500 minimum direct deposits a month for the account to be free....going to oen it up just for that free money, and keep it for the 6 months or more!

[Kozmo]

I have a $200 laying around somewhere. Definitely cashing that in

[resilient]

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@Kozmo wrote:
I have a $200 laying around somewhere. Definitely cashing that in

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if you have a link, send it to me.....

[maiden_girl]

I think it helps in regards to the amount you get approved for. When I got my Chase card, it was my highest limit personal card. 3k approved next to 1500 and 750 cards. Chase took a huge chance on me.

[Anonymous]

Yes, it definitely helps, but only on manual recon. The longer you've been a customer, and the higher the balances, the better. If you have $10k+ in deposit, go to a branch and apply and be sure to mentioned your banking relationship; Chase bankers can "endorse" your application to improve your odds on manual review.

And yes, there are promos out there to get $100, $200 or even $300 for opening a Chase checking account. I've seen promos for $150 for opening a savings account as well.

[hot4u]

I live in Hawaii  .. I can't have a checking account since they are not here.

Go figure

Thats why I dont deal with Chase