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Downgraded Amex Blue Cash Preferred to Everyday.

tag
Creditaddict
Legendary Contributor

Re: Downgraded Amex Blue Cash Preferred to Everyday.


@Anonymous wrote:

How did you downgrade? Did you have to call customer service and request a downgrade?


yes, very simple.

once you are past a year PC with amex are very easy!

Message 11 of 14
Anonymous
Not applicable

Re: Downgraded Amex Blue Cash Preferred to Everyday.


@Creditaddict wrote:

@Anonymous wrote:

How did you downgrade? Did you have to call customer service and request a downgrade?


yes, very simple.

once you are past a year PC with amex are very easy!


Thanks! It will be while before I'm past a year, but when I get close, I'll give them a call to request a downgrade. I found that I like the Sallie Mae card more, but the Everyday Card would make a nice backup card for groceries.

Message 12 of 14
Anonymous
Not applicable

Re: Downgraded Amex Blue Cash Preferred to Everyday.


@Anonymous wrote:

@Creditaddict wrote:

@Anonymous wrote:

How did you downgrade? Did you have to call customer service and request a downgrade?


yes, very simple.

once you are past a year PC with amex are very easy!


Thanks! It will be while before I'm past a year, but when I get close, I'll give them a call to request a downgrade. I found that I like the Sallie Mae card more, but the Everyday Card would make a nice backup card for groceries.


Yes, I think it is harder to justify the AF on the BCP once you get the Sallie Mae

Message 13 of 14
chalupaman
Super Contributor

Re: Downgraded Amex Blue Cash Preferred to Everyday.

What do you think of the EDP, CA? Really wanted to upgrade my ED card to that next year after my account turns a year old.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 14 of 14
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