@JSS3: Me neither. I thought most lenders usually shut down a card after at least a full year of inactivity.
BUSINESS 
I don't think 8 months is a long time either. I've read around the forums though that using SD cards every six months is a good method. I go no more than 3 months without putting usage on a SD card because I have small OCD tendencies and also I feel like I earned every TL I have so I want to decide if/when it gets closed, not the bank.
Anyhoo... Sorry, Dave, that's a bummer. But like you and others have said, there are other fish in the sea.
Anyhoo... Sorry, Dave, that's a bummer. But like you and others have said, there are other fish in the sea.
I wouldn't worry about USAA and inactivity. They let cards go by for years without usage and will keep them open.
Is your USAA card very old? I use to work in their cc dept. and the only time we saw the 6% interest were cards that were grandfathered in (my mom's is that way). I know they have that low apr card, but I thought it started at 9%.
@DaveinSC wrote:I AM a guy! A gay guy. Hence the "handsome man" reference. Thought the rainbow avatar would've brought folks around. Maybe its an inside thing.
Anyway...upward!
I'd still go with Simmons (if there is still an interest). He's "tough" and "handsome" too! Although, he gives you more time without activity before he gets closed. Iberia, IMO (although a good bank), is kinda the "flaky" type. Go for the good and strong ones to make it worthwile 
