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Easiest Approval Prime Cards?

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tempusfugit123
Frequent Contributor

Easiest Approval Prime Cards?

Im sorry if this question was previously asked i hate being redundant. But i was wondering through each bank which is easier to approve for to get your foot in the door? I am looking at Amex Hilton, something with Chase snd getting a secured with USAA. With major banks what are the easiest approval cards? Thanks everyone. Trying to close or convert some accounts. 

Message 1 of 18
17 REPLIES 17
Walt_K
Senior Contributor

Re: Easiest Approval Prime Cards?

The Amex Delta cards are generally regarded as the easiest revolvers.  Their charge products are the easist to get approved for overall.

 

Not sure about Chase.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Message 2 of 18
trumpet-205
Valued Contributor

Re: Easiest Approval Prime Cards?

Chase Freedom is probably the easiest one. I have seen people with $500 CL on Chase Freedom.

Message 3 of 18
tempusfugit123
Frequent Contributor

Re: Easiest Approval Prime Cards?

Is the Citi Foward easy to obtain? 

Message 4 of 18
trumpet-205
Valued Contributor

Re: Easiest Approval Prime Cards?

With the card you have right now, Citi Forward should be relatively easy for you.

Message 5 of 18
chnceit
Valued Contributor

Re: Easiest Approval Prime Cards?


@trumpet-205 wrote:

With the card you have right now, Citi Forward should be relatively easy for you.


+1


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 6 of 18
tempusfugit123
Frequent Contributor

Re: Easiest Approval Prime Cards?

Thanks everyone for replying! Going to go on an app spree in 2014... I want to make sure I can get my foot in with some great banks.

Message 7 of 18
injustifiiable
Valued Contributor

Re: Easiest Approval Prime Cards?

NFL Barclaycard, maybe? hahah.

 

Good luck!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 8 of 18
armbenderc
Valued Contributor

Re: Easiest Approval Prime Cards?

Chase Freedom, BOA, Cap1 no AF is prime for me.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 9 of 18
tempusfugit123
Frequent Contributor

Re: Easiest Approval Prime Cards?

Im trying to get rid of af cards next year. Thanks for the suggestions Smiley Wink

Message 10 of 18
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