Easiest line of credit to obtain

[toytoy]

Hi All,

I hope you can help me. Just found out I am going to need emergency surgery and I was going to start saving up for the time I was out on FMLA but the surgery has been pushed ahead so I need a way to pay my bills while I am out. I know I know I should always have a rainy day fund but is there a bank/CU that is easier to get a line of credit or personal loan than most. If it all possible, could you guys throw a few suggestions my way. I had just signed up for short term disability at my job but there is a rider and I cannot use it until 9 months after I add it on. 

Thanks so much, 

[Creditaddict]

If those scores in the 760 range are current you should be able to go anywhere!, But top choices for me would be:

1. Navy

2. Alliant

3. How about a Citi card, the platinum had a BT for 22 months for a while if that's still available, you could write checks to yourself as needed.

[toytoy]

1. Navy-not eligible

2.. Haven't tried Alliant

3. Citi-Actually decreased my credit limit bc they did a soft pull and my gas company started reporting payments and I was 30 days late 5 months ago and they immediately decreased by limit by $2500 so I haven't touched them again.

I know some people were mentioning Barclay's cc is offering a great deal but I don't know if it is only to current members or new members so I don't want to waste a pull.

Transuion is 700

Experian is 667 (according to Bank of America pull 9/28/2011)

Equifax?