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@Anonymous wrote:
@taxi818 wrote:
@jamesdwi wrote:I would pay the balance or BT the balance and close the card, mentioning I have decided you didn't lower my limit enough, I want it to be 0, I will take my bussiness to a company that appreciates me!.
+1
yes 400 dollar limit. 75 percent util now. i would say screw you. as well. transfer to discover or other low balance transfer card..
Well, easy to say, but isn't it worth trying to find out why? Suppose there has been an error on the CRs, and other issuers are going to follow suit. I presume the East-West Bank employee didn't wake up and say, "I know, let's CLD a customer for no reason, oh here's one".
Well somehow op knew that they had did a review on his report yesterday. so i will assume he looked at it. and he knows what is there. also stated. he never did anything wrong to east west bank.
But maybe he did something wrong to someone else to spook them. only he knows. but we all know. you don't have to do anything to them directly. even if you screw another creditor.
lots of banks or lenders will want to bail on you.
I just looked on their website. These cards are not from East West Bank, they are offered and serviced by Elan Services which is US Bank.
Sorry if wrong person but didn't you or your husband recently have other accounts closed or CLD IIRC?
I want to say Discover but could be wrong![]()