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East West bank CLD....did nothing wrong.

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taxi818
Super Contributor

Re: East West bank CLD....did nothing wrong.


@Anonymous wrote:

@taxi818 wrote:

@jamesdwi wrote:

I would pay the balance or BT the balance and close the card, mentioning I have decided you didn't lower my limit enough, I want it to be 0, I will take my bussiness to a company that appreciates me!.  

 

 


+1

yes 400 dollar limit. 75 percent util now. i would say screw you. as well. transfer to discover or other low balance transfer card..


Well, easy to say, but isn't it worth trying to find out why?  Suppose there has been an error on the CRs, and other issuers are going to follow suit.  I presume the East-West Bank employee didn't wake up and say, "I know, let's CLD a customer for no reason, oh here's one".


Well somehow op knew that they had did a review on his report yesterday. so i will assume he looked at it. and he knows what is there. also stated. he never did anything wrong to east west bank.

But maybe he did something wrong to someone else to spook them. only he knows. but we all know. you don't have to do anything to them directly. even if you screw another creditor.

lots of banks or lenders will want to bail on you.

Message 11 of 14
ilovelisa
Established Contributor

Re: East West bank CLD....did nothing wrong.

I just looked on their website. These cards are not from East West Bank, they are offered and serviced by Elan Services which is US Bank.

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 12 of 14
taxi818
Super Contributor

Re: East West bank CLD....did nothing wrong.

Well they are extremely conservative. Something spooked them. So op should investigate. Or just close.
Message 13 of 14
myjourney
Super Contributor

Re: East West bank CLD....did nothing wrong.

Sorry if wrong person but didn't you or your husband recently have other accounts closed or CLD IIRC? 

I want to say Discover but could be wrongSmiley Sad

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 14 of 14
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