Has anyone figured out what their rhyme or reason as to when they report? I have two cards, a cash rewards amex and a regular visa platinum through a CU. I use the Amex regularly but not the visa. Last month I tried having the Amex at a zero balance when I thought I was supposed to but it still reported a $50 balance after a later charge. I had tried to figure that they report when my statement cut but apparently they do not and they cannot tell me on the phone. They just say that's my statement date and that they just report once a month...no particular date. What?!?
On my reports, I have the report date as Sept 30 on EX and EQ and then Sept 1 on TU. So that sounds like twice a month? Weird. Can anyone provide some clarification?
