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End of the comenity cli train

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Anonymous
Not applicable

End of the comenity cli train

For the cards that we have with comenity , looks like we are topped out at the highest limits . Me and hubby both have VS card . But at 6000 limit and have gotten letters saying that’s the highest it can go . Hubby has children’s place card , topped out at 4000, again with the letter saying that’s the highest the policy allows . And my buckle card stopped at 7500. It was fun while it lasted! Thought if anyone else had these cards, might want to know this is as high as they will go, for now. 🤗
Message 1 of 10
9 REPLIES 9
padme
Established Contributor

Re: End of the comenity cli train

thats weird, both my Wayfair and OSTK are over 20k. 

Message 2 of 10
Anonymous
Not applicable

Re: End of the comenity cli train

Well yeah O and wayfair go super high . Probably because of what they sell. I cant imagine children’s place having a 20k limit . 4K seems huge for a clothing store that’s very cheaply priced most of the time . My sister just bought 6k of stuff from overstock last month . Furniture and bed stuff . Easy to do on those sites so those limits can go a lot higher . It’s not uncommon for the same bank to having different limits depending on the cards
Message 3 of 10
AverageJoesCredit
Legendary Contributor

Re: End of the comenity cli train

CongratsSmiley Happy. Its great having those high limits but being Comenity, i would always have it back of mind that they could be gone tomorrow so always best to invest more in other majors just in caseSmiley Wink
Message 4 of 10
padme
Established Contributor

Re: End of the comenity cli train

yeah i kept telling myself to stop doing those CLI pulls, i figured it maxed out now. 

Message 5 of 10
Anonymous
Not applicable

Re: End of the comenity cli train

Joe I always spend good time on my majors , but hey if they are giving it out for free (soft pulls) I’m taking them . We only have the comenity cards that we actually use . I would take a ulta card too since I am always there but am holding off for now. I give every one of my cards tlc lol. Never know when any of them can Disappear 🤗
Message 6 of 10
AverageJoesCredit
Legendary Contributor

Re: End of the comenity cli train

True Dat!Smiley Happy

I treat my Sync cards like they csn be blue tomorrow! Always PIF, if they close them i got other lendersSmiley Happy
Message 7 of 10
Cherekas
Frequent Contributor

Re: End of the comenity cli train


@Anonymous wrote:
For the cards that we have with comenity , looks like we are topped out at the highest limits . Me and hubby both have VS card . But at 6000 limit and have gotten letters saying that’s the highest it can go . Hubby has children’s place card , topped out at 4000, again with the letter saying that’s the highest the policy allows . And my buckle card stopped at 7500. It was fun while it lasted! Thought if anyone else had these cards, might want to know this is as high as they will go, for now. 🤗

I was wondering this as well. I have the Victoria's Secret card at $6K and New York and Company card at $4K. Both of my most recent requests from them state that I've reached the max on what they offer on these cards. I mean afterall I cant see myself spending that much in either store but for them to have started at $350 and $250 respectively (back in 2015), they've grown nicely and I keep my balance at $0 just in case there's any funny business. These are also my only 2 Comenity accounts being that I closed my marathon card since they ended their relationship. 

Score: F8 EQ 609, EX 597, TU 614 (1/17) Current Score: F8 EQ 701, EX 714, TU 689 (12/18)

Goal Score: 700+ across all 3--Gardening until May 2019
USAA Amex-USAA Rate Advantage VS- Amex Gold- Amex Delta Blue- Macys- NYC CC- Victoria's Secret- Cap 1 QS- NFCU CR- Care Credit- Firestone- Sams Club CC- Best Buy Visa- Paypal 2% MC

Total CL $96,300
Message 8 of 10
Anonymous
Not applicable

Re: End of the comenity cli train

I only have 2 Comenity cards myself, Overstock (currently at $11,800) and BJ's Perks MC ($2,000). I've been getting $1,500 CLI's quarterly on Overstock on a regular basis since late 2017 (opened May 2017). However, I haven't received any CLI's on BJ's (opened October 2017) yet; I've applied a couple of times since the beginning of the year but they want to see a longer history, so I guess I'll just have to keep trying every month or so after the payment is made and statement cuts until I get one.

Message 9 of 10
doredeb
New Contributor

Re: End of the comenity cli train

Ha!  Wish I'd seen this earlier today.  Hadn't asked Robolady for an increase on my VS card in several months, and actually called a couple hours ago...got the 7-10 day message.  Haven't gotten that message for almost two years.  :-)

Message 10 of 10
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