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Equifax FICO: 759!

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aussiesareforever
Established Contributor

Re: Equifax FICO: 759!

Congrats Andrew. May your cup continue to overflow Smiley Happy

 


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 11 of 21
LS2982
Mega Contributor

Re: Equifax FICO: 759!


@daisydvm wrote:

Congrats Andrew. May your cup continue to overflow Smiley Happy

 


+1




EQ FICO 548 3/3/16
Message 12 of 21
webhopper
Moderator Emeritus

Re: Equifax FICO: 759!

Wow, totally amazing, 

 

Good job Smiley Happy    thanks for the inspiration...

 

FICO 8:
Goal: Gardening!
Message 13 of 21
suebee123
Frequent Contributor

Re: Equifax FICO: 759!

Wow, that's great.  Hopefully I will be there soon, if I don't get discouraged first....LOL.

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 14 of 21
tcbofade
Super Contributor

Re: Equifax FICO: 759!

Yay u, Andrew!

 

I've yet to break the 700 club, but I'm sure that I'll go a bit crazy when I do!

Fico 8 7/01/25: EX 800, EQ 805, TU 792.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 15 of 21
crunching_numbers
Valued Contributor

Re: Equifax FICO: 759!

Awesome news! Good job getting your score up.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 16 of 21
bichonmom
Senior Contributor

Re: Equifax FICO: 759!


@mAndrew1980 wrote:

Wow. I woke up today to find my very last baddie has been deleted from EQ. I pulled MyFico EQ report to see my new score is 759! Wow!!!! Really can't believe how lucky I feel right now. I owe absolutely everything to the people on this site for transforming my credit profile so drastically.

 

All three of my reports are 100% clean right now. I'm not completely out of the water yet as I do have a few skelatons in the closet that could potentially resurface. But MyFico has given me the tools to deal with them if it happens. Thank you all so much!!!! Hopefully I can give back to the people on here that are newer than me.


Congrats! It's a great feeling, isn't it? It takes a lot of time and work to get there.

 

I know what you mean about the skeletons. I keep praying nothing comes back to haunt me, too. Maybe there will be some nice CLIs for us from Barclay's soon. Smiley Tongue

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 17 of 21
mAndrew1980
Established Contributor

Re: Equifax FICO: 759!

Thanks everyone!

 

Totally agree bichonmon. It took me a ton of work to get here. I sent literally dozens and dozens of letters to countless contacts at multiple CA's begging for GW deletions. Eventually it paid off. At times it was frustrating -- either not getting responses or getting denials -- but ultimately the right person got a hold of it and agreed to delete.

 

Haha not so sure about a CLI from Barclays but as long as they don't CLD us, I'll take it! We are approaching the 6-month mark though.  Smiley Happy

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 18 of 21
Anonymous
Not applicable

Re: Equifax FICO: 759!

CONGRATULATIONS!!! Smiley Happy

Message 19 of 21
TNTransplant
Established Contributor

Re: Equifax FICO: 759!

That's awesome news - congrats! Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 20 of 21
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