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I don't have it, but it seems to have a limited appeal.
1. The SUB is pretty small unless you get a targeted offer.
2. Regular travelers can get much better rewards/perks elsewhere.
3. Infrequent travelers may favor a simpler (and flexible) cash back card.
4. A few sources say the points are only worth 0.71 cents each. I'm not sure if that figure is out of date.
5. "Gold status" that comes after 15 nights probably doesn't mean much in practice, given how high most hotel reward programs set the bar for elite status.
Some people occasionally report good BT offers and promo APRs.
I once considered getting this card, as I have bought vacations using Expedia several times. After doing some research I found that there were cards with much better rewards setup. The Citi Thank You for example, you can apply the points to several partners. Whereas with this card it's strictly Expedia. I've also read that redemtion may not be as flexibile as others.