Experiences with Chase AARP?

Anonymous · ‎05-28-2015

For those who have this card, what do you think about it? I am aware that one does not need to be an AARP member in order to be approved for this card, but what are my approval odds if my credit history is short (3 months)? TU CK FAKO is 642 and EQ CK FAKO is 655. I'm just looking for a starter card that offers rewards on dining, but I have a good feeling that this card isn't for starters.

Anonymous · ‎05-28-2015

@Anonymous wrote:
For those who have this card, what do you think about it? I am aware that one does not need to be an AARP member in order to be approved for this card, but what are my approval odds if my credit history is short (3 months)? TU CK FAKO is 642 and EQ CK FAKO is 655. I'm just looking for a starter card that offers rewards on dining, but I have a good feeling that this card isn't for starters.

The AARP. Card is definitely not for starters. Chase is looking for at least six months of credit history. Not sure what other cards you have but let them age and then try. You do need to get your Fico scores because for the most part those scores you posted are meaningless.

taxi818 · ‎05-28-2015

@Anonymous wrote:
@Anonymous wrote:
For those who have this card, what do you think about it? I am aware that one does not need to be an AARP member in order to be approved for this card, but what are my approval odds if my credit history is short (3 months)? TU CK FAKO is 642 and EQ CK FAKO is 655. I'm just looking for a starter card that offers rewards on dining, but I have a good feeling that this card isn't for starters.
The AARP. Card is definitely not for starters. Chase is looking for at least six months of credit history. Not sure what other cards you have but let them age and then try. You do need to get your Fico scores because for the most part those scores you posted are meaningless.

+1. Your fico could be higher or lower. And even if they are same. Sorry yo say. Kinda low. Get your real scores. Or see if you can get a pre approval from chase. If so. You may be ok for the aarp.

Anonymous · ‎05-28-2015

No experience with the card. Chase is usually a go if your scores are 690 or higher I feel like. If you are interested in a similar card and happen to be a Sam's club member, their card is very similar and maybe better. 5% on gas and 3% on restaurants and travel. I think you may have better luck applying for that card in store. You do have to be a Sam's Club member though.