Express Preapproval (Shopping Cart Trick)

WarJar101 · ‎01-19-2013

Hey guys, I just did the shopping cart trick at Express, got the preapproval popup, and signed up for the Express NEXT credit card, it got approved! The card should arrive in 14 days according the message! I got a limit worse than my Cap One Card, at $250 UGH!!. Are Comenity Bank backed credit cards known to grow with you?

P.S. There's no hard pull using this method correct?

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX

creditnocash · ‎01-19-2013

yes it does grow with you as long as you use it. (so ive heard)

and it should be a soft pull if you got the pop up.

it still hits aaoa and you do get a new account ding but no inquries.

Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23
Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0

2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

dobirdsmommy · ‎02-05-2013

I too did the shopping cart trick last Wednesday. I got my card last night 500 limit. Soft pull confirmed if only asking for last 4 of social.

building since 2011 Wallet:ME: Walmart 3k;Barclays Rewards 10k, Venture 18k; Slate 5k; Freedom 10k; overstock 4.8k, SGV2.5k; WEMC 20k 1.5 Rewards, Gamestop 1.2k, Fingerhut 3k; 2 NMAC Leases , VS 1.75k, BH 1.62k, Express 1.6k, Avenue 1.75k, JCrew 5k, HSN 1.47k, Torrid 1.55k, Roamans 1.4k, Jessica London 1.54k, kings direct 1.7k, Buckle 1.4k, WW 1.65k, ........ baddies:Fed Tax Lien
DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays

snowkitty · ‎02-05-2013

Congrats!! I declined the express card but I do have a victoria secret and brylane home card with commenity. When I called asking about a cli, they told me you have to wait 9 months. Hopefully they will be more like GE after that.

WallyxD · ‎02-05-2013

When you guys did this, after going on to the website, did you sign in and then add something to your shopping cart? Because if so the information's already filled in and I feel that's why I can never get the preapproval to pop up.

So what exactly did you guys do after going onto the website.?

Joteism · ‎02-06-2013

Don't sign in. Just add one (or more if you're actually planning on buying them) item in the shopping cart and then go to check out. Fill out your name, address etc., and the moment you enter your zip code, the box should appear below. It's not a separate (new window) pop-up, but it just appears where you'd generally enter your payment info.

jake619 · ‎02-06-2013

Being curious, I tried this, too. I did not pull the trigger but I wonder, do you think the initial CL could be tied to the value of the items in the cart when the pre-approved notification appears?

Joteism · ‎02-06-2013

Ha. If so, that'd 85 - 1MX shirts for the 5k CL.

JMills · ‎03-11-2013

Do you pay for the items first or the popup comes prior to paying? Do you put your info in or does the popup comes before your entering your information

Starting Score: EX: 705 EQ: 711 TU: 750 01/06/2014
Current Score: EX: 673 EQ: 673 TU: 643 05/06/2020

Last App: 05/06/202020 / In the Garden Until: 12/31/2024

Desired Scores EQ 800 EX 800 TU 800

PSCEU $20,000 Navy Signature $6,600 Navy Rewards $2,500

kha916 · ‎03-11-2013

You don't have to actually buy anything just have something in your car and go check out, once you put in your info it should pop up.