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Express Preapproval (Shopping Cart Trick)

tag
ambivalent
Established Contributor

Re: Express Preapproval (Shopping Cart Trick)

Congratulations!  That is great news and congrats on your BK discharge.  I keep getting the pop up approval but it never says the limit.

Aiming for 700 across FICO 8 and $150K TCL
Message 71 of 76
Anonymous
Not applicable

Re: Express Preapproval (Shopping Cart Trick)

Good for you! I wish I could get the pop up just once! I don't know what I am doing wrong. Or is my credit just that bad that it doesn't prompt a pop up? I too just was discharged from Chapter 7 in Feb. I have a Capital One card I pay on time and only student loan debt besides that. My score is still under 600 and I don't understand that either.
Message 72 of 76
Anonymous
Not applicable

Re: Express Preapproval (Shopping Cart Trick)

Thanks! This is my first card I have been approved for post BK. I was researching on the Cap1 card but waited since I was still doing some clean up on my CR after the discharge. My CK score is 582 so it is still very low. I just started reading up on the site and did the opt in and tried Express and lo and behold it worked! I want to try others but I am scared. I don't want to mess up. I am trying to follow this foroum and take the advice from others. Try another one as VS did not work. I called customer service and my limit is $250 its low but oh well I'm on the upswing.

 

Message 73 of 76
Anonymous
Not applicable

Re: Express Preapproval (Shopping Cart Trick)

What is opt in?
Message 74 of 76
Anonymous
Not applicable

Re: Express Preapproval (Shopping Cart Trick)

Opt in is something someone posted earlier on this thread where you select to opt in to receive credit card offers without a hard pull to your credit.

Message 75 of 76
jacetx
Valued Contributor

Re: Express Preapproval (Shopping Cart Trick)

I just got mine to pop up. I had created an account but no luck. I started the checkout process as a guest and boom, the pre approved pop up was there. Hope this help you guys. Good luck.

Message 76 of 76
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