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FICO Credit Score = What typical Credit Card APR% ?

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wmweeza
Established Contributor

Re: FICO Credit Score = What typical Credit Card APR% ?

Google "Credit pull database", that'll give you a long list of answers, much more then our posts can give you


Last App 10/14. FICO's: AMEX Ex 846, BarclayTU08 815.FAKOs:CreditKarma 775,CS score 771.BofA 5400,Target $5000,Barnes $8500,Amex $22k
Message 11 of 12
elim
Senior Contributor

Re: FICO Credit Score = What typical Credit Card APR% ?


@ddemari wrote:
This is from my experience and data points from my moms approvals.

For me- my scores fluctuate from low 700s to 730's across the cra's.

A FICO of 745 would get me a 15.25% apr with US bank
A FICO of 700 would get 15.9% at capitalone

My mom- FICO scores are 820 to 840 and she always gets the best terms. Even a 780+ should do it.

With synch bank I applied for marvel with a 720 TU and 25% apr.

Mom has same MC at their lowest apr but her TU FICO was 844 lol.

   November of 15' I had exactly a 687 when Cap1 gave me 12.9%.  It must include more than score.

Message 12 of 12
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