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Google "Credit pull database", that'll give you a long list of answers, much more then our posts can give you
@ddemari wrote:
This is from my experience and data points from my moms approvals.
For me- my scores fluctuate from low 700s to 730's across the cra's.
A FICO of 745 would get me a 15.25% apr with US bank
A FICO of 700 would get 15.9% at capitalone
My mom- FICO scores are 820 to 840 and she always gets the best terms. Even a 780+ should do it.
With synch bank I applied for marvel with a 720 TU and 25% apr.
Mom has same MC at their lowest apr but her TU FICO was 844 lol.
November of 15' I had exactly a 687 when Cap1 gave me 12.9%. It must include more than score.