Few point drop?

[KeepSwimming]

I signed up for ScoreWatch about two weeks go, and I got a note today that my FICO score dropped from 551 to 544. I got a $500 unsecured Capital One card last month for credit rebuilding...could this initial drop be tied to that account now showing on my credit report?

It doesn't seem worth paying $15 to pull a report to check on 6 points, but since I'm trying so hard to rebuild, even small changes like that make me want to cry.

[Wolf3]

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@KeepSwimming wrote:

I signed up for ScoreWatch about two weeks go, and I got a note today that my FICO score dropped from 551 to 544. I got a $500 unsecured Capital One card last month for credit rebuilding...could this initial drop be tied to that account now showing on my credit report?

It doesn't seem worth paying $15 to pull a report to check on 6 points, but since I'm trying so hard to rebuild, even small changes like that make me want to cry.

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I don't think it is worth it either.    If you know what to do to build your credit, why agravate yourself looking at day to day variations?      

[KeepSwimming]

I'm asking myself the same thing. I mostly signed up so I'd get alerts as my rebuilding efforts pay off, help me keep the momentum. Obviously I didn't consider that I'd naturally have to hear if they dropped a few points as well.