Finally Closing Credit Cards 2020

[AverageJoesCredit]

Been in a funk lately. Today was probably last straw. Tried to place a $280 order on Walmart.com  , shipping was like $20, but these $#^$$  are trying to put like a $340 surcharges on my order.! I thought maybe it was temp but hit order button to test and yup, still there. I cancelled immediately. They definetly didnt do this last year when i ordered basically same stuff . Im not playing that game, im credit tired, credit poor and just well need to start the descent into normalcy. 

I immediately canceled my Cap One Walmart store card , $15k limit. Didnt even care about the 208 points i lost. As soon as i see this order doesnt get charged to my Walmart MC, im closing that too. Im done with Walmart, dont support them, and even if i wanted to but something from them i could use other credit cards. I may just close Paypal Credit today too. Another account i dont use. 

[Anonymous]

Ugh..That sounds frustrating! Sorry to hear that.

[5KRunner]

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@AverageJoesCredit wrote:

Been in a funk lately. Today was probably last straw. Tried to place a $280 order on Walmart.com  , shipping was like $20, but these $#^$$  are trying to put like a $340 surcharges on my order.! I thought maybe it was temp but hit order button to test and yup, still there. I cancelled immediately. They definetly didnt do this last year when i ordered basically same stuff . Im not playing that game, im credit tired, credit poor and just well need to start the descent into normalcy. 

I immediately canceled my Cap One Walmart store card , $15k limit. Didnt even care about the 208 points i lost. As soon as i see this order doesnt get charged to my Walmart MC, im closing that too. Im done with Walmart, dont support them, and even if i wanted to but something from them i could use other credit cards. I may just close Paypal Credit today too. Another account i dont use. 

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What surcharges could possibly add up to $340?

Regardless, do what you need to do. I have 5, maybe 6, that I'm preparing to close between now and July.

[AverageJoesCredit]

Thanks. Yeah just snother example of Walmart and their billions taking advantage of us here in PR. This was the kick i needed to start reducing. Im not even caring on open date. My Walmart originated with Sync  and is one of my oldest cards but just one less account to manage.  

[Anonymous]

It's really unfortunate, but I'd probably close too if that happened to me.

[AllZero]

Sometimes you have to trim the fat. Do what makes sense to you. Good luck AJC!

[Medic981]

Yikes!

[AverageJoesCredit]

Thank you @Anonymous 

Thanks @AllZero  maybe it will help in 2 years having less inquiries and less  credit . I achieved  roughly about $238k on less than $25k income so not to bad lol. 

[AllZero]

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@AverageJoesCredit wrote:

Thank you @Anonymous 

Thanks @AllZero  maybe it will help in 2 years having less inquiries and less  credit . I achieved  roughly about $238k on less than $25k income so not to bad lol. 

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Not bad? That is stellar total credit line on that income!

[Anonymous]

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@AverageJoesCredit wrote:

Thank you @Anonymous 

Thanks @AllZero  maybe it will help in 2 years having less inquiries and less  credit . I achieved  roughly about $238k on less than $25k income so not to bad lol. 

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Smh. Only you, AJC!