Finally Successful AMEX BCP CLI!

Meltdownblitz · ‎10-16-2012

Just requested a CLI on my BCP. I went from initial 2k CL in which I got back in January of 2012. I requested at the 60 day CLI and was denied, then requested at 6 months and was also denied. After wondering why I was being denied and searching here on the forums I have read that when you request a CLI, AMEX likes to see a 0 balance in which I did not have the last 2 requests. I have always PIF and spent around 5-6k through the card since January. I probably should have requested 6k today but I'll take the 5k after being denied the previous 2 times. Just thought I'd share.

Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

Epcot · ‎10-16-2012

Congrats! This forum is so valuable, that is also something I never knew before about Amex wanting a 0 balance.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

Cadillac-XTS · ‎10-16-2012

Congrats

youngandcreditwrthy · ‎10-16-2012

Wow! Note taken!

webhopper · ‎10-16-2012

Wow nice! Congrats!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

gettnthere · ‎10-16-2012

Thats pretty Awesome! Congrats!

Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12