It is frustratingly comical that the same stinginess exhibited by Target National Bank...prior to the takeover of the card portfolio by TD...carries forward to this day. It is the main reason why I will never again carry a Target credit card. Instead, I use myTarget debit card which gives me the same 5% discount.
0% utilization
FICO 8 EX 839 EQ 848 TU 850
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