Finally got CLI denial letter from Macys!!!!

[Ron1]

I asked Macys CLI a couple weeks ago. They pulled HP from both EXP and EQ. I finally got the letter today. Here is the letter:

[dap1984va]

sorry to hear about the denial.....i am speechless............................

This shows proff, that there is more involved in a denial/approval/increase than a high/low score

[FinStar]

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@Ron1 wrote:

I asked Macys CLI a couple weeks ago. They pulled HP from both EXP and EQ. I finally got the letter today. Here is the letter:

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Well Ron, I think that's a bunch of doo-doo...LOL.  Based on their scoring method, you're pratically in the top range!  So, maybe the last 3 reasons could be somewhat of a factor?  I still can't believe they HP'd for this.  So far, you've been one of the very few data points on these forums that have gotten HP for a CLI.

[Ron1]

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@FinStar wrote:

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@Ron1 wrote:

I asked Macys CLI a couple weeks ago. They pulled HP from both EXP and EQ. I finally got the letter today. Here is the letter:

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Well Ron, I think that's a bunch of doo-doo...LOL.  Based on their scoring method, you're pratically in the top range!  So, maybe the last 3 reasons could be somewhat of a factor?  I still can't believe they HP'd for this.  So far, you've been one of the very few data points on these forums that have gotten HP for a CLI.

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Finstar,

I expected it. I know they would came up those excuse. That's ok.  I got over already. I got FRN MC approval. It overcome this.

Ron.

[09Lexie]

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@FinStar wrote:

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@Ron1 wrote:

I asked Macys CLI a couple weeks ago. They pulled HP from both EXP and EQ. I finally got the letter today. Here is the letter:

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Well Ron, I think that's a bunch of doo-doo...LOL.  Based on their scoring method, you're pratically in the top range!  So, maybe the last 3 reasons could be somewhat of a factor?  I still can't believe they HP'd for this.  So far, you've been one of the very few data points on these forums that have gotten HP for a CLI.

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Have to agree.  

[FinStar]

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@Ron1 wrote:

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@FinStar wrote:

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@Ron1 wrote:

I asked Macys CLI a couple weeks ago. They pulled HP from both EXP and EQ. I finally got the letter today. Here is the letter:

---

Well Ron, I think that's a bunch of doo-doo...LOL.  Based on their scoring method, you're pratically in the top range!  So, maybe the last 3 reasons could be somewhat of a factor?  I still can't believe they HP'd for this.  So far, you've been one of the very few data points on these forums that have gotten HP for a CLI.

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Finstar,

I expected it. I know they would came up those excuse. That's ok.  I got over already. I got FRN MC approval. It overcome this.

Ron.

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And, I would echo Lexie's comment from your other, prior post... take that Macy's/Bloomie's!  LOL