Finally in with NFCU!!

[Anonymous]

Thanks, Crashem. I'm paying down the balances on Friday, so I think it may be worth it to wait for them to post. At least I'm now a member!

[Anonymous]

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@Anonymous wrote:

If you think you can get your util down, then wait for that to report to credit report so you might be month out from apping.  I think you will get card in either case, but higher FICO might mean higher limit.  Up to you.

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It is much better to come to a credit card company looking your best in every way in order to get the very best from them.  If you can wait till your lowered utilization reports, which will increase your FICO®, before you app, that would do you the most good. 

I wish you the best!

[gettnthere]

congrats on the membership! and def. keep us informed on your app for their cc. id really be interested in hearing your CL, as i am hoping to become a memeber and app for the card in the next 3 months

[Anonymous]

Now I see that I'm "pre-selected" for a cashrewards card....

[webhopper]

Yep; you'll get it too I applied after getting that pre selected banner they gave me a 22k cl

[ceejx]

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@Anonymous wrote:

Now I see that I'm "pre-selected" for a cashrewards card....

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That could have been what I saw.. thought it said pre-approved, but I was too excited so I guess I could have mistaken!

[Anonymous]

Oh, I can imagine! I would have passed out on my keyboard lol

[webhopper]

I think mine said pre-approved...

[Anonymous]

Well come on what are you waiting for do it!!!

Let us know!!

[Anonymous]

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@Anonymous wrote:

Well come on what are you waiting for do it!!!

Let us know!!

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i believe the op was approved for a 5k limit given thats what his sig now reads lol