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Fingerhut CLI for being valued customer BUT there's more

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calihlove75
Established Contributor

Fingerhut CLI for being valued customer BUT there's more

Two weeks ago I noticed that I was given a $750 cli which I thought was strange because I never use it. Today I get a letter stating that only a few special customers get this offer and it is a limited time offer. Here is the kicker. I can make the increase permanent, up to the $750 increase should I use it by December 31. So basically, the more I spend, the more I can keep..lol. I just thought it was funny...a limited time offer to secure a permanent CLI.!!!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 1 of 14
13 REPLIES 13
creditnocash
Valued Contributor

Re: Fingerhut CLI for being valued customer BUT there's more

best buy sent me an email saying i was one of there top customers and should be treated special. 

but when i asked for a cli from 2500 they straight out denied me. 

 

but anyways congrats on your cli. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 2 of 14
jsucool76
Super Contributor

Re: Fingerhut CLI for being valued customer BUT there's more


@calihlove75 wrote:

Two weeks ago I noticed that I was given a $750 cli which I thought was strange because I never use it. Today I get a letter stating that only a few special customers get this offer and it is a limited time offer. Here is the kicker. I can make the increase permanent, up to the $750 increase should I use it by December 31. So basically, the more I spend, the more I can keep..lol. I just thought it was funny...a limited time offer to secure a permanent CLI.!!!!


I actually checked out fingerhut when I first started coming here and was quite interested, and then I saw all their prices...

 

You need constant CLIs if they expect you to buy anything from them, so overpriced Smiley Tongue 

Message 3 of 14
firesoul453
Contributor

Re: Fingerhut CLI for being valued customer BUT there's more

I applied for a fingerhut CL back in the day. I'm pretty sure there was no HP at all. Took a look around their website and never ever use it.

 

Maybe there getting desprite.

My ultimate credit wish,
a JP Morgan Palladium card
Message 4 of 14
calihlove75
Established Contributor

Re: Fingerhut CLI for being valued customer BUT there's more


@jsucool76 wrote:

@calihlove75 wrote:

Two weeks ago I noticed that I was given a $750 cli which I thought was strange because I never use it. Today I get a letter stating that only a few special customers get this offer and it is a limited time offer. Here is the kicker. I can make the increase permanent, up to the $750 increase should I use it by December 31. So basically, the more I spend, the more I can keep..lol. I just thought it was funny...a limited time offer to secure a permanent CLI.!!!!


I actually checked out fingerhut when I first started coming here and was quite interested, and then I saw all their prices...

 

You need constant CLIs if they expect you to buy anything from them, so overpriced Smiley Tongue 


 

I have spent a whopping 45 bucks over the last year with them and that was only because of the free shipping. There is no way they are getting over $700 from me to make it permanent!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 5 of 14
bichonmom
Senior Contributor

Re: Fingerhut CLI for being valued customer BUT there's more

Seems like it might be a good way for people to start to rebuild. But beyond that, there doesn't seem to be a lot of value to having an acct w/them.

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 6 of 14
Boonie
Frequent Contributor

Re: Fingerhut CLI for being valued customer BUT there's more

Try Gettington.com.   Its the exact same products at a lower price, considerably lower in most instances.  The account is backed by Webbank who also recently took over the Fingerhut Credit accounts.   Better prices, interest rates and CL.  They don't do the temporary  CLI offers like Fingerhut.   

04/10/17 - FICO 8s - EX 769, EQ 710, TU 724
Message 7 of 14
calihlove75
Established Contributor

Re: Fingerhut CLI for being valued customer BUT there's more


@Boonie wrote:

Try Gettington.com.   Its the exact same products at a lower price, considerably lower in most instances.  The account is backed by Webbank who also recently took over the Fingerhut Credit accounts.   Better prices, interest rates and CL.  They don't do the temporary  CLI offers like Fingerhut.   


Naaa, only reason I keep fingerhut is it is my longest revolving credit line. I just use it a couple times a year for the Retinol face cream. Stuff works great as a hand moisturizer!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 8 of 14
calihlove75
Established Contributor

Re: Fingerhut CLI for being valued customer BUT there's more


@bichonmom wrote:

Seems like it might be a good way for people to start to rebuild. But beyond that, there doesn't seem to be a lot of value to having an acct w/them.

 


Oh I agree. They were the first to extend me credit when I was re-establishing my credit. I don't have the heart to close it so I use it every now and then. Every so often you can find a great deal but the shipping is crazy nuts so I wait for free shipping. They have some double pack of twin sheet sets (pack of two sets) marked down to $9.99. Looks like a good deal but then they want to charge $10 for shipping on one item,$16 on two,etc.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 9 of 14
firesoul453
Contributor

Re: Fingerhut CLI for being valued customer BUT there's more


@Boonie wrote:

Try Gettington.com.   Its the exact same products at a lower price, considerably lower in most instances.  The account is backed by Webbank who also recently took over the Fingerhut Credit accounts.   Better prices, interest rates and CL.  They don't do the temporary  CLI offers like Fingerhut.   


There are literally a few dozen sites that provide the same line of credit, all though webbank.

 

Sites like 

newegg

tigerdirect

macmall

Jewelry Television

comp usa

1800 flowers

 

list goes on and on.

 

and I'm pretty sure they're a soft pull to apply.

My ultimate credit wish,
a JP Morgan Palladium card
Message 10 of 14
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