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maxima1 wrote:try orchard bank or first premier they are starter card keep a year then dump them..We will keep those in mind if the Citi is a decline and if it looks like BOA was really a decline. Cap1 wasn't my first choice ... but it has no annual fee and the current APR is 9.9%. I just warned him that they would not tolerate any sloppiness on his part.
SmartCookie wrote:I know Cap1 may have been your last choice for him but it is such a foot in the door... it really is. Let him know you are proud of that for sure! People do get denied for it afterall... and they are no way uber sub prime.
SmartCookie wrote:He got a no AF Cap1??? That's really good!!!! He'll never have to get rid of it... very nice!
@denbar2003 wrote:
Bank of America "could not process" with a pre-approval from the web-site and suggested a secured card.