Hello all,
Big mistake on getting the FPBC but I was young and stupid. Got more savvy in rebuilding my credit. I now have a Capital One, secured CC with a credit union, student loan and installment payment (VW car payment). NEVER LATE by the way 
Now I have a little problem with FP...they are reporting the wrong information! A 30 day and 60 day late payment!!! from last year. Now, I pulled my bank statements and I have one late payment (one day after due date) NOTHING ELSE!
I already called them and they were not helpful at all. I was told they are reporting accurately.
What should be my next step? HELP PLZ!
Starting Score: 515
One day after the due date is not a late payment that can be put on your credit report. Go over to the rebuilding section and they will tell you how to deal with them
NFCU FAN CLUB FAN#1Will do, thanks so much!