First Premier is a cancer upon the world. I vote that you dump them. If you need another rebuilder card, you should get a secured card. First Premier is basically a company that kicks people while they are down.
Starting Score: TU: 566I've been thinking about it for most of the day, And I think I'm gonna keep it open until april so I can get that full year and close it. I think CreditOne has earned their closure this month with no grace period for interest.
Im definitely not keeping it past a year, they're not getting me for a AF and monthly fee.
@quest208 wrote:
@LS2982 wrote:I've been thinking about it for most of the day, And I think I'm gonna keep it open until april so I can get that full year and close it. I think CreditOne has earned their closure this month with no grace period for interest.
Im definitely not keeping it past a year, they're not getting me for a AF and monthly fee.
monthly fee? what? you mean interest?
Once you've had the card over a year they charge a $6.50 "Maintenace fee" monthly. 
@LS2982 wrote:
@quest208 wrote:
@LS2982 wrote:I've been thinking about it for most of the day, And I think I'm gonna keep it open until april so I can get that full year and close it. I think CreditOne has earned their closure this month with no grace period for interest.
Im definitely not keeping it past a year, they're not getting me for a AF and monthly fee.
monthly fee? what? you mean interest?
Once you've had the card over a year they charge a $6.50 "Maintenace fee" monthly.
Man the fees !!
you should have checked the terms and conditions well. Maybe they also request your kidneys if you fail to pay?
@CS800 wrote:
@LS2982 wrote:
@quest208 wrote:
@LS2982 wrote:I've been thinking about it for most of the day, And I think I'm gonna keep it open until april so I can get that full year and close it. I think CreditOne has earned their closure this month with no grace period for interest.
Im definitely not keeping it past a year, they're not getting me for a AF and monthly fee.
monthly fee? what? you mean interest?
Once you've had the card over a year they charge a $6.50 "Maintenace fee" monthly.
Man the fees !!
you should have checked the terms and conditions well. Maybe they also request your kidneys if you fail to pay?
I did read the T&C and the only fees I ever had with the card was the express pay $11 fee to pay over the phone. So if you use it responsibly for a year as a rebuilder its just as good as a Crap1 / HSBC.
@LS2982 wrote:
@CS800 wrote:
@LS2982 wrote:
@quest208 wrote:
@LS2982 wrote:I've been thinking about it for most of the day, And I think I'm gonna keep it open until april so I can get that full year and close it. I think CreditOne has earned their closure this month with no grace period for interest.
Im definitely not keeping it past a year, they're not getting me for a AF and monthly fee.
monthly fee? what? you mean interest?
Once you've had the card over a year they charge a $6.50 "Maintenace fee" monthly.
Man the fees !!
you should have checked the terms and conditions well. Maybe they also request your kidneys if you fail to pay?
I did read the T&C and the only fees I ever had with the card was the express pay $11 fee to pay over the phone. So if you use it responsibly for a year as a rebuilder its just as good as a Crap1 / HSBC.
Do they call it a 'convenience fee' ?
@wollepopolle wrote:http://blog.premierbankcard.com/
Here you can read how the "terrible" decisions of the federal reserve board have taken away jobs from Americans who work for FP and have also deprived millions of Americans of the precious opportunity to rebuild their damaged credit with this institution.
Laughable to say the least!