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First Premier bank

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Anonymous
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First Premier bank

got a major bone to pick with these guys. Why i applied for this card i dont know, but anyway got my statement today and yes the apr is good 9.9%, but those fees........uggg. So i called to cancel the account and had to repeat myself 6 times PLEASE CLOSE THE ACCOUNT!!! my blood pressure is still up there as i type this im sureSmiley Mad
Message 1 of 9
8 REPLIES 8
Anonymous
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Re: First Premier bank

What were the fees?
Message 2 of 9
Anonymous
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Re: First Premier bank

Yes, please.  What were the fees?  I'm really curious.
 
9.99%!??! That's as good as my BOA fixed apr of 9.99, I want it!
Message 3 of 9
Anonymous
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Re: First Premier bank

about 175 billed to your first bill and about 6.00 a month for annual fee billed monthly and another 5 or 10 to pay anyway other than snail mail.
Message 4 of 9
Anonymous
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Re: First Premier bank

That is outrageous.  That's more than I've ever paid in interest on all of my cards combined in the past year.
Message 5 of 9
Anonymous
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Re: First Premier bank

Program fee: $95.00
Account Set-up Fee:$29.00
Monthly Servicing Fee:$7.00
Annual Fee: 48.00
 
 
Toal Credit Line:$250
Available Credit:$71
 
And i havent even gotten the card yet!!! I could live with an Annual fee of $48 and an APR of 9.9% as i understand this is a rebuilder card, but geeeeesh all those other fee's and not to mention if i wanna pay online or over the phone what kinda charges id be hit with then.
Message 6 of 9
Anonymous
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Re: First Premier bank



BrentO wrote:
Program fee: $95.00
Account Set-up Fee:$29.00
Monthly Servicing Fee:$7.00
Annual Fee: 48.00
 
 
Toal Credit Line:$250
Available Credit:$71
 
And i havent even gotten the card yet!!! I could live with an Annual fee of $48 and an APR of 9.9% as i understand this is a rebuilder card, but geeeeesh all those other fee's and not to mention if i wanna pay online or over the phone what kinda charges id be hit with then.


Ugh! Do you really need this card? All those fees make me want to hurl... hahaha...for real though.
Message 7 of 9
Anonymous
Not applicable

Re: First Premier bank

NO WAY!!! so when i do get it, since i already closed the account, its going into the shredder.
Message 8 of 9
haulingthescoreup
Moderator Emerita

Re: First Premier bank



BrentO wrote:
Program fee: $95.00
Account Set-up Fee:$29.00
Monthly Servicing Fee:$7.00
Annual Fee: 48.00
 
 
Toal Credit Line:$250
Available Credit:$71
 

 
O M G !!!!!
 
I had to go on to Internet Explorer, just to get the font size and color to express myself!!! I don't care how credit-challenged you are, do not bend over and cough for an outfit like this!

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 9 of 9
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