Have them... hate them... didn't know they were sub-prime when I applied and should have cancelled when I saw the credit limit. Talked to them and they said they would raise it after 6 months -- didn't happen even though I paid religously. Oh, and you are limited to 2 payments per month so even if you have such a low limit and want to "free up some air", you can't just keep paying it off throughout the month like Cap1.
