First Tech CU Pre-approval

[firehawk73]

Afternoon friends,

So i just received an email from First Tech CU saying that i was pre-approved for a Choice Rewards World MC. Does anyone know if this is a soft pull offer or just a promo offer that will incur a hard pull? I'm trying to limit any potential dings to my score as i will be looking for a home later this year and i've been in the garden for 4 months.

I read through the "fine print" and it didn't clearly say another pull was going to take place.

[FinStar]

My understanding is that it'll be a HP.  I would say to expect it either way.  If you don't want to incur any unnecessary pulls prior to the mortgage process, then hold off until that's out of the way.

[AverageJoesCredit]

Id say a home trumps a cc so id wait until you get your home before getting a cc. 

[OmarGB9]

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@AverageJoesCredit wrote:

Id say a home trumps a cc so id wait until you get your home before getting a cc. 

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+1