I am looking for the CCs/reward cards that can cover flight cancellations (domestic or international, cancellation due to e.g. weather but not personal matters) while using the CC/rewards card to purchase the ticket from airline or the ther places. Chase FU seems to have this option before but when I checked it recently, I could not find such travel protection.
Some travel card CCs with high AF might provide this option. The only card that I have with AF is PRG and it seems that it does not cover this part. Any suggestion? Shall I go for a travel CC card with AF to get this coverage?
Fico8: EX~EQ~TU~810 (12 month goal~840).
A good travel CC should have these coverages otherwise, it would be difficult to count on only MR points.
It seems that AMEX has these options but a separate enrolment is needed (coverage on delay, cancellation, ...). Not sure whether the enrolment needs to be done before purchasing ticket or can be done afterward, and not sure whether any payment is needed to have these coverages.
BOA PR seems to have these option by default. Looks quite interesting CC while no info on domestic/international coverage, coverage independent of ticket purchasing method (airline, other sites). Any idea?
Chase CCs have the 5/24 qualification rule. Quite far from this qualification
Buying travel insurance via AMEX can be costly and it increases by the flight ticket. I am wondering on the ways that the users should use some AMEX travel cards like Platinum with its high AF or PRG for travels in economical ways to be covered also by insurance. The insurance seems to be applicable if using the AMEX cards for a complete payment (not using MR points). If considering the travel insurance costs, the effective AF of using Platinum for covered travels would be much higher than 550$.
My concern is cancellation coverage on multiple flights instead of a round-trip. If a city would not be a major hub, arranging long distance flights with reasonable lay-over and cost can be difficult. Therefore, instead of booking a round-trip, it might be better going for muliple separated flights. In such cases, if due to weather one of the early flights would be cancelled, the airline would cover only the cancelled flight and the entire of the trip would be in jeopardy. I think, for this specific senario, having a travel insurance coverage by the CC would be helpful (assuming they cover the cancellation of the rest of the flights due to the cancellation of an early flight).
What are the recommendations to have travel coverages, if the city is not a major hub?
