@BrutalBodyShots wrote:
A little off topic @ptatohed, but what value do you still find personally in your OG freedom relative to your other cards? I found over the years as I completed my CB setup the card became less and less valuable, so I finally closed it last year. Outside of an obscure category like "drug stores" I simply no longer found value in it.
Yeah, I hear you BBS. With my current setup, I certainly use it less and less. I remember the times where I would cross my fingers and hope that, between all my rotators, I may get lucky and cover gas at 5% at least 3 quarters per year. Now gas is 5% all year long. As I mentioned in another thread, I do make use of Chase spending offers from time to time. But, yeah, I never close no-AF cards. I'll use it for a 5% cat spend here and there even if I have 5% covered with another card.
[Until I can make a pretty signature, here’s an updated draft]
Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))
5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards
Everyday 4% CB:
US Bank Smartly (v1.0)
Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)
Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)
Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)
On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
