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Freedom to CSP

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NRB525
Super Contributor

Re: Freedom to CSP


@Anonymous wrote:

Anyone think that Slate is PC'able to CSP? 

 

That could be a way around the 5/24 rule and get to keep Freedom AND get CSP! I'd give up Slate for that. I'd hate to miss the bonus, but unless the 5/24 goes away I don't see getting it another way. 


Well, what's the rush? With the 5/24 rule, won't you just have to wait for older "new" cards to age off to be at 4/24? Then the bonus is available from CSP. Meanwhile, you continue to build Freedom points, right? So by waiting, gardening cards to older than 24 months, you get paid to wait by the sign up bonus.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 11 of 14
Anonymous
Not applicable

Re: Freedom to CSP

Just weighing options. DH and I are each at 5 since 3/15 so it'll be quite a wait. That being said we've just gotten started with MRs so I don't need to start with URs right now anyway. Just thinkin'. 

Message 12 of 14
NRB525
Super Contributor

Re: Freedom to CSP

Yes, there are too many nice sign up bonuses to keep from apping all over the place Smiley Happy

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 13 of 14
Anonymous
Not applicable

Re: Freedom to CSP

Shame you didn't apply for the CSP separately.

They go so well together, and its not like the Freedom has an AF or anything...

Message 14 of 14
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